Home Financing

Understanding EPR™

Understanding EPR™: The Hidden Cost of Your Mortgage

When most people think about the cost of a mortgage, they focus on one thing:...

A Retirement Strategy Many Homebuyers Don’t Know Exists

This came from a real client conversation that highlighted a major blind spot in retirement...
Revs VS Traditional HELOC

Why a Reverse Mortgage Was the Better Move Than a Traditional HELOC

Reverse Mortgage - Case Study – Larry & Julie, Age 70 When most people think...
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This May Be the Best Time To Buy a Brand-New Home

New home construction today is giving buyers something it feels like they haven't gotten much...
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Why More Homeowners Are Giving Up Their Low Mortgage Rate

If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I...
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The Housing Market Is Turning a Corner Going into 2026

After several years of high mortgage rates and hesitation from buyers, momentum is quietly building...
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Most Experts Are Not Worried About a Recession

Homebuyers are watching the economy closely, and for good reason. Buying a home is one...
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Would You Let $80 a Month Hold You Back from Buying a Home?

By Kevin Brierton | Your No Excuse Lender A lot of buyers are stuck in...
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Are Builders Overbuilding Again? Let’s Look at the Facts.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have...
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The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’ve served in the military (or if your spouse has), you have access to...
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Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Mortgage rates have been the monster under the bed for a while. Every time they...
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How DSCR Loans Are Helping Investors Buy More Properties Without Tax Returns

By Kevin Brierton NMLS 599873 | Your No Excuse Lender | BM | CMPS |...
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Should I Pay Off My Mortgage?

It’s one of the most common questions I hear:“Should I pay off my mortgage early?”...
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The $280 Shift in Affordability Every Homebuyer Should Know

If you paused your plans to move because of high rates or prices, it may...
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Why More Buyers Are Turning to New Construction This Year

There’s a trend taking hold in real estate right now: more buyers are choosing newly...
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Mortgage Rates Hit a 1-Year Low – Here’s What It Means for Buyers and Sellers

Your No Excuse Lender – Clear Communication, Great Follow-Up & On-Time Closings = No Excuses...
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Why Experts Say Mortgage Rates Should Ease Over the Next Year

You want mortgage rates to fall – and they've started to. But is it going...
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Why October Is the Best Time To Buy a Home in 2025

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the...
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What Buyers Say They Need Most (And How the Market’s Responding)

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a...
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Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

If you’re planning to buy a home this year, there’s one expense you can’t afford...