Home Financing

Person in office overlooking cityscape through windows.

Most Experts Are Not Worried About a Recession

Homebuyers are watching the economy closely, and for good reason. Buying a home is one...
Rooftops of suburban houses under clear sky.

Would You Let $80 a Month Hold You Back from Buying a Home?

By Kevin Brierton | Your No Excuse Lender A lot of buyers are stuck in...
Wooden blocks with question marks in line.

Are Builders Overbuilding Again? Let’s Look at the Facts.

If it feels like you’re seeing new construction signs pop up everywhere, you’re not wrong. Builders have...
Soldier returning home to happy family reunion.

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’ve served in the military (or if your spouse has), you have access to...
Historic two-story house with surrounding trees.

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Mortgage rates have been the monster under the bed for a while. Every time they...
Man promoting DSCR loans for investors.

How DSCR Loans Are Helping Investors Buy More Properties Without Tax Returns

By Kevin Brierton NMLS 599873 | Your No Excuse Lender | BM | CMPS |...
Notepad with "Should I Pay Off My Mortgage?

Should I Pay Off My Mortgage?

It’s one of the most common questions I hear:“Should I pay off my mortgage early?”...
Welcoming guests into a bright living room.

The $280 Shift in Affordability Every Homebuyer Should Know

If you paused your plans to move because of high rates or prices, it may...
Modern open-concept living room and kitchen.

Why More Buyers Are Turning to New Construction This Year

There’s a trend taking hold in real estate right now: more buyers are choosing newly...
Mortgage rates hit 1-year low headline.

Mortgage Rates Hit a 1-Year Low – Here’s What It Means for Buyers and Sellers

Your No Excuse Lender – Clear Communication, Great Follow-Up & On-Time Closings = No Excuses...
Percentage symbol dice scattered on blue background.

Why Experts Say Mortgage Rates Should Ease Over the Next Year

You want mortgage rates to fall – and they've started to. But is it going...
People talking in a modern kitchen.

Why October Is the Best Time To Buy a Home in 2025

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the...
Hand using calculator on a desk.

What Buyers Say They Need Most (And How the Market’s Responding)

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a...
Two women having a business meeting.

Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

If you’re planning to buy a home this year, there’s one expense you can’t afford...
Woman gazing out window in cozy room.

Why Now May Be a Key 2025 Moment To Sell Your House

Mortgage rates are finally heading in the right direction – and buyers are starting to...
Magnifying glass over house with percentage symbols.

What a Fed Rate Cut Could Mean for Mortgage Rates

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal...
Row of colorful modern houses under blue sky.

Mortgage Rates Just Saw Their Biggest Drop in a Year

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And...
Woman in red sweater using smartphone indoors.

Big News for Homebuyers: Privacy Protection Is Here

On September 5, 2025, President Trump signed into law the Homebuyers Privacy Protection Act (H.R....
Chalk dollar sign on blackboard background.

Bank Statement Loans: Avoiding the Gotcha’s in Non-QM Mortgages

When it comes to Non-QM mortgages, bank statement loans can be a great solution for...
Toy house surrounded by question mark blocks.

What Everyone’s Getting Wrong About the Rise in New Home Inventory

You may have seen talk online that new home inventory is at its highest level...