MORTGAGE RATES

Average Market Rates

OBMMI™ provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry
(market rates shown may reflect a discount point, this information is for education purposes only. All content is subject to change without notice due to market fluctuations and volatility)
Calculated from actual locked rates with consumers across 35% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products and specific borrower attributes to provide configurable trending of rates over time.

Market Update Video

Don’t just watch rates—manage them. Schedule your Loan Strike Rate Meeting today and lock in your savings when the market gives you the window.

👉 Let’s Schedule Your Loan Strike Rate Meeting

In this meeting, we’ll:

  • Review your current mortgage and how it fits into your overall financial plan
  • Discuss options for managing the liability side of your balance sheet
  • Establish a strike rate—a target interest rate and savings threshold. This allows us to move quickly if rates dip into your ideal range, so you don’t miss the opportunity.

Historically, the best mortgage opportunities only last a few days. Setting your strike rate in advance helps ensure you’re positioned to capture the savings that align with your goals.

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Graph illustrating buyer purchasing power trends.