Terms of Service

Kevin Brierton | Your No Excuse Lender kevinbrierton.com

Last Updated: June 2026

Introduction

These Terms of Service ("Terms") govern your use of kevinbrierton.com and any communications you have with Kevin Brierton ("we," "us," or "our") regarding mortgage services. By using our website or contacting us, you agree to these Terms.

Kevin Brierton MLO Branch manager NMLS 599873 operates as a licensed mortgage loan officer under Luminate Bank. NMLS#1281698

Services

Kevin Brierton provides mortgage loan origination services including but not limited to:

  • Purchase home loans
  • Refinance loans
  • Pre-approval consultations
  • Loan status updates and transaction coordination

All loan products are subject to credit approval, income verification, and lender guidelines.

SMS Text Message Communications

By consenting to receive SMS messages from Kevin Brierton, you agree to the following terms:

Types of messages you may receive:

  • Loan status updates and next steps on your mortgage transaction
  • Document requests related to your loan file
  • Closing coordination and scheduling updates
  • Responses to inquiries you initiated
  • Coordination messages related to your real estate transaction

Message frequency: Messaging frequency may vary based on the status of your mortgage transaction. You will only receive messages directly related to your active loan file or inquiry.

Fees: Message and data rates may apply. These charges are applied by your mobile carrier and are not controlled by Kevin Brierton.

Opt-out: You may opt out of SMS communications at any time by replying STOP to any text message from us. After opting out you will receive one final confirmation message and no further messages will be sent.

Help: Reply HELP at any time for assistance. You may also contact us directly at:

SMS consent is not shared: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

Website Use

By accessing kevinbrierton.com you agree to use the website for lawful purposes only. You may not:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the website
  • Use the website to transmit spam or unsolicited communications

Intellectual Property

All content on kevinbrierton.com including text, graphics, logos, and images is the property of Kevin Brierton unless otherwise noted. You may not reproduce or distribute any content without written permission.

Third Party Links

Our website may contain links to third party websites including Luminate Bank. These links are provided for convenience only. We are not responsible for the content or privacy practices of third party websites. We encourage you to review the privacy policy of any website you visit.

Disclaimer

The information on kevinbrierton.com is provided for general informational purposes only and does not constitute financial or legal advice. All mortgage products are subject to credit approval and lender guidelines. Not all applicants will qualify.

Kevin Brierton operates under the licensing of Luminate Bank. For full licensing and regulatory information visit www.luminate.bank.

Limitation of Liability

Kevin Brierton shall not be liable for any damages arising from your use of this website or reliance on any information provided herein. All information is provided as-is without warranty of any kind.

Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of our website after changes are posted constitutes your acceptance of the updated Terms.

Governing Law

These Terms shall be governed by the laws of the State of Arizona without regard to its conflict of law provisions.

Contact Us

Kevin Brierton 6991 E Camelback Rd Suite D-300 Scottsdale, AZ 85251 kevin@kevinbrierton.com 480.553.8770 kevinbrierton.com

For Luminate Bank inquiries: Luminate Bank 2523 S. Wayzata Blvd. Suite 100 Minneapolis, MN 55405 833-594-0379 www.luminate.bank