7.17.21 – Mortgage Talk with Kevin ( 5 of 52 )
https://youtu.be/BTVUCrxVQjEMortgage Talk with Kevin July 17th 2021Market Update🔻🔺Escrow Hold Backs 🏠🧑‍🔧Getting Free... ( time management tips )
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Should You Cash-out Your Home Equity to Buy a Vacation Home?
The main problem with cashing out the equity in your primary home to buy a vacation home is that you lose the tax deduction on the mortgage. Mortgage interest is only deductible if you itemize your tax deductions AND if...Read More
TWO WAYS TO BE MORE STRATEGIC WITH YOUR CREDIT
TWO WAYS TO BE MORE STRATEGIC WITH YOUR CREDIT Your length of credit history looks at how long your accounts have been opened. This has a 15% impact on your score. The longer your accounts have been opened, the higher your score...Read More
TAX DEDUCTIBLE ITEMS FOR 2021 MORTGAGES
Congratulations on your mortgage closing! Here is a general overview of some information that may be helpful to you and your CPA as you prepare your 2021 tax returns (the return you'll file by April 2022).NOTE: These items are only deductible...Read More
WHICH HOME IMPROVEMENT PROJECTS ARE MOST LIKELY TO INCREASE YOUR HOME VALUE?
According to two recent studies on this topic, here are the top home improvement projects that are likely to add the most value to your home: 1 – Landscape improvement 2 – Bathroom improvement 3 – Kitchen improvement 4 –...Read More
Forbearance & Covid-19
https://youtu.be/Si0OQRY4oc8Covid 19 and forbearance ?Answers to Client Questions on COVID-Related Assistance This is an unprecedented time for our clients. We understand this may be causing hardships for some of you due to the shelter-in-place mandates that have resulted in loss...Read More
THREE REASONS WHY PMI COULD BE YOUR FRIEND
Many mortgage loan programs today allow homebuyers to use less than a 20% down payment when buying a house. When you do this, you are often required to pay Private Mortgage Insurance (PMI). This increases your mortgage payment slightly.  Here...Read More
Should you use an I-buyer or instant offer to SELL your home?
https://youtu.be/3l2ldSqZCvs Beware of the good and bad of the instant offers offered online or via mail. I brought in Aubrie Jones, a Realtor with Berkshire Hathaway Home Services, to give her insight on the topic. You could be leaving tens...Read More
Can you have 2 VA loans at the same time?
https://youtu.be/IzHRnVgAsHI People often ask How many times can you use your VA loan or Can you get more than one VA loan in your lifetime? This 3 mins Video will explain what you need to know when using your VA...Read More
Why you need to Avoid new credit during the loan process
https://youtu.be/8L9FzhS3TYAIn this video Kevins provides insight into why it is very important to avoid new credit and new credit inquiries when you're getting a home loans. Also check out The Most Common Delays in the mortgage process - https://youtu.be/inUdq7TkFY8 Apply...Read More