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THREE REASONS WHY PMI COULD BE YOUR FRIEND

Posted on February 26, 2020February 26, 2020 by admin

Many mortgage loan programs today allow homebuyers to use less than a 20% down payment when buying a house. When you do this, you are often required to pay Private Mortgage Insurance (PMI). This increases your mortgage payment slightly. Here...Read More

Should you use an I-buyer or instant offer to SELL your home?

Posted on January 17, 2020January 17, 2020 by admin

https://youtu.be/3l2ldSqZCvs Beware of the good and bad of the instant offers offered online or via mail. I brought in Aubrie Jones, a Realtor with Berkshire Hathaway Home Services, to give her insight on the topic. You could be leaving tens...Read More

Can you have 2 VA loans at the same time?

Posted on December 27, 2019December 27, 2019 by admin

https://youtu.be/IzHRnVgAsHI People often ask How many times can you use your VA loan or Can you get more than one VA loan in your lifetime? This 3 mins Video will explain what you need to know when using your VA...Read More

Why you need to Avoid new credit during the loan process

Posted on December 11, 2019December 11, 2019 by admin

https://youtu.be/8L9FzhS3TYAIn this video Kevins provides insight into why it is very important to avoid new credit and new credit inquiries when you're getting a home loans. Also check out The Most Common Delays in the mortgage process - https://youtu.be/inUdq7TkFY8 Apply...Read More

Benefits of a 1031 Exchange

Posted on November 24, 2019November 24, 2019 by admin

https://www.youtube.com/embed/uA32BplRSkM1031 Exchange broken down with Kevin Brierton. What is a 1031 exchange buyer? What are the rules of a 1031 exchange? how does a 1031 exchange work? What is a 1031 exchange in real estate? In this video Kevin Brierton...Read More

Benefits of a VA Home Loan

Posted on November 7, 2019November 7, 2019 by admin

https://www.youtube.com/embed/478UWv66POw Here is a brief overview of the benefits of using a VA home loan to finance a home purchase with Aubrie Jones Veteran and VA Realtor Specialist

Frozen Credit? Applying for a Mortgage? Here is what to do…

Posted on March 30, 2019March 30, 2019 by admin

If you’re applying for a mortgage loan and have frozen credit files, you must unfreeze them with the credit bureaus in order for a lender to pull your credit report. To do this, you must contact each credit bureau directly,...Read More

What is a VA Tidewater?

Posted on March 22, 2019March 22, 2019 by admin

A Tidewater is when a family is purchasing a home using a VA home loan and the appraiser sees that the homes value might not be supported by the comparable sales they are finding. They will then reach out to...Read More

Why I love and hate the 15 yr fixed mortgage

Posted on March 8, 2019March 8, 2019 by admin

3 things to consider when choosing between a 30-year fixed rate mortgage and a 15-year fixed rate mortgage on an investment property: 1 - Cash-Flow Considerations: 30-year mortgage carries a lower monthly payment and therefore is more likely to result in positive...Read More

VA Cash Out Refinance Guideline Updates 2.15.2019

Posted on March 6, 2019March 6, 2019 by admin

VA Cash-Out Refinance changes Here are the highlights directly from the VA guidelines"c. All cash-out refinancing loan applications taken on or after February 15, 2019, as reflected by the application date, that do not meet the following requirements will not...Read More

Kevin Brierton nmls #599873 – a No excuse mortgage practice @ Caliber Home Loans Inc NMLS#15622