We are excited to Educate, Inform and Empower you through the home loan process to ensure you make the best decision possible.
1 – Apply – secure web app – click here
2 – Collect documents – Click to see what you need to collect
3 – Review – “Mortgage Steps videos ” below
After completing the steps above we will be reaching out to schedule a pre-purchase consultation. At our meeting we will review loan approval strategies, market interest rates and next steps. If you have any questions please feel free to call or text us at 480-553-8770.
Now take a few minutes to review my quick Mortgage Steps Videos below to ensure you are best prepared for the next steps in the process.
After the subprime crash in 2008 the government implemented checks and balances that has improved sound lending practices BUT the issue with this is it comes in the form of more documents from you and your mortgage lender. I believe, overall the regulation put in place was very needed.
There are 4 items that mortgage lenders must verify:
And YES, we will need additional documents during the process – such as new bank stmts, pay stubs, employment info or credit explanations. We will work with you to get these documents in quickly, if needed.
Close timeline – When writing an offer to allow enough time to do you due diligence. We recommend at least 30 days but be mindful of the weekend and the day you submit the offer
THANK YOU for allowing us to SERVE you with perhaps one of the largest financial decision of your life.
Click the link above to continue or CANCEL