Kevin Brierton - Branch Manager CLA, CMPS, NMLS 599873
Your No Excuse Lender
As YOUR NO EXCUSE LENDER, we provide clear communication, great follow-up, and on-time closings—no excuses. Our mission is to empower families and partners with a more confident mortgage experience. We’re not just here for the pre-approval and loan process; we’re committed to guiding our clients for the next 30 years, helping them grow wealth through smart mortgage strategies
Clear. Consistent. On-Time. = No Excuses
Kevin Brierton Team
The Kevin Brieton Team is committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt.
Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types
You Deserve More.... You Deserve a No Excuse Mortgage Process
Are you sick of excuses from lenders & banks? We are too!
We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.
Families Not Files
Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.
We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.
FREE Mortgage Payment Calculator & Mortgage Rate Updates
That House That’s Been Sitting Could Be Your Best Shot at a Deal
Most buyers scroll past homes that have been sitting on the market for 60, 90, even 120+ days. The assumption is that something must be wrong with the house.
That assumption is often wrong, and it might be costing buyers real money.
Data from Redfin and Realtor.com tells a clear story: the longer a home sits, the more likely the seller is to reduce the price or get flexible on terms. And right now, there’s reportedly $347 billion worth of stale inventory on the market. That is a lot of opportunity most people are skipping right over.
A home that didn’t photograph well, was priced a little high to start, or just got buried under a wave of new listings isn’t necessarily a bad home. It might just be an undervalued one.
If affordability has been your biggest obstacle, this is a strategy worth taking seriously. I walk through exactly how to approach it in my latest post.
The Fed Held Rates — But the Housing Market Didn’t Wait
The Fed Held Rates — But the Housing Market Didn’t Wait
Inside Lending – Week of June 22, 2026
The Federal Reserve kept rates unchanged last week, but sent a clear message: elevated rates aren’t going away anytime soon. Here’s what that means for buyers and sellers right now.
**3 things you need to know this week:**
1. **Inventory is at a multi-year high** — The housing market has maintained over 1 million active listings for nearly two months. Buyers have more choices than they’ve seen in years.
2. **Demand is holding** — New listings are running above last year’s pace, yet homes are selling at the same rate. Buyer demand is absorbing inventory despite affordability headwinds.
3. **New-home purchase applications are up 3.8% year-over-year** — Even with elevated borrowing costs, demand for newly built homes is growing. Builders are filling a gap the resale market can’t.
The window for strategic buyers is open. More inventory, motivated sellers, and less competition than the frenzy years — but you need a plan.
📖 Read the full Inside Lending update to get the complete market picture.
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mortgage rates, housing market, Federal Reserve, interest rates, home buying, housing inventory, new home sales, mortgage applications, real estate market, home listings, affordability, consumer confidence, PCE inflation, FOMC, mortgage planning, Scottsdale real estate, Arizona homes, refinance strategy, home prices, buyer demand
The Fed Is Holding, But Housing Is Still Moving — Here’s What You Need to Know
The Fed Is Holding, But Housing Is Still Moving — Here’s What You Need to Know
Inside Lending – Week of June 15, 2026
The market is giving mixed signals right now, but if you know where to look, the opportunities are clear.
Here’s what stood out this week:
1. Fannie Mae sees a stronger second half. Their latest outlook shows refinance activity expected to outpace MBA projections — meaning if rates stabilize, the market could shift faster than most people expect.
2. Inventory is being absorbed. New listings picked up in early June, and homes are spending the same amount of time on the market as a year ago — two weeks in a row. Buyers are active, and supply isn’t sitting idle.
3. The Fed is holding steady — for now. Rates are expected to stay at 3.50%–3.75% through September, with only a 24% probability of a cut by mid-September. Strategy matters more than waiting right now.
The window isn’t closed — but it rewards thos
The True ROI of Refinancing: More Than Simply a Lower Rate
Most people look at refinancing through one lens: “Can I lower my interest rate?” That matters, but it’s not the full story. The real return on refinancing is not always found in the rate. It’s found in what the refinance allows you to do with your cash flow, liquidity, debt structure, and long-term wealth plan….
Lower Asking Prices Are a Win for Today’s Buyers
If affordability has been the biggest thing standing between you and a home, there’s a little good news. Asking prices have started to come down. The typical seller listed their house for a median of $429,500 in May. That’s 2.4% lower than a year ago, according to Realtor.com. On its own, that won’t transform what you…
The Jobs Report Came In Hot — And the Market Felt It Immediately
FOR THE WEEK OF JUNE 8, 2026 QUOTE OF THE WEEK “The best way to predict the future is to create it.” — Peter Drucker, Management consultant, educator, and author NATIONAL MARKET UPDATE Inventory continued to exceed, year-ago levels, giving buyers more options even as the pace of growth has slowed. Homes are now selling…
Could Moving a Bit Further Out Change Everything About Your Budget?
Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a…
The Mid-Year Housing Market Update: Why Forecasts Changed in 2026
If the housing market feels confusing right now, you’re not alone. Mortgage rates have risen. Home sales haven’t picked up like expected. And many buyers and sellers are wondering when things are going to feel easier or be more affordable. The truth is: a lot changed over the first half of this year. Back at the…
Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers
You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured. That’s the reality for a lot of buyers right now. Affordability is tight. But don’t let that discourage you. Going smaller might actually be a smart play in…
Winter 2025 / 2026 - Buying & Selling Guides
Thinking About Buying a Home?
The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Click Here to Download
Thinking About Selling Your House Soon?
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Click Here to Download
Contact us today!
Reach out to learn how we can help you and your family grow your wealth, make smart decisions, and save money.