Kevin Brierton - Branch Manager CLA, CMPS, NMLS 599873

Your No Excuse Lender

As YOUR NO EXCUSE LENDER, we provide clear communication, great follow-up, and on-time closings—no excuses. Our mission is to empower families and partners with a more confident mortgage experience. We’re not just here for the pre-approval and loan process; we’re committed to guiding our clients for the next 30 years, helping them grow wealth through smart mortgage strategies

Clear. Consistent. On-Time. = No Excuses

A man in a suit and tie smiling for the camera.

Kevin Brierton Team

The Kevin Brieton Team is committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. 

Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types

Kevin Brierton Team No Excuse Lender Logo

You Deserve More.... You Deserve a No Excuse Mortgage Process

Are you sick of excuses from lenders & banks? We are too!

We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.

Certified Liability Advisor program overview and details.
CLA Certified Liability Advisor logo.
Colorful abstract geometric pattern with triangles.

Families Not Files

Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.

We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.

A family written in the sand on the beach.

The New “Location, Location, Location”: Borrow Smart, Repay Smart™

For decades, real estate success was defined by one phrase — location, location, location.But today, the smartest homeowners and advisors know the game has changed.The new mantra is Borrow Smart, Repay Smart™. True financial success isn’t about where you buy — it’s about how you borrow, manage, and repay. The old “location” used to refer…

Read More...

The VA Home Loan Advantage: What Every Veteran Should Know Right Now

If you’ve served in the military (or if your spouse has), you have access to one of the most powerful homebuying tools out there. The chance to buy a home without having a down payment. Unfortunately, 70% of Veterans (that’s 7 out of every 10) don’t know about this benefit, according to Veterans United. And that’s a big…

Read More...

Affordability Is Improving—And Buyers Are Taking Notice

Inside Lending – Week of November 10, 2025 QUOTE OF THE WEEK “When we ask for advice, we are usually looking for an accomplice.”—Saul Bellow, Canadian-American writer   NATIONAL MARKET UPDATE Freddie Mac’s Chief Economist noted that in the current market, on a median-priced home, a homebuyer could “save thousands annually compared to earlier this year,…

Read More...
Inside Lending headline with a portrait photo.

Rates Down, Inventory Up—Buyers Regain Leverage

Inside Lending – Week of November 3, 2025  QUOTE OF THE WEEK   “Most of what we call management consists of making it difficult for people to get their work done.”—Peter Drucker, Austrian American management consultant   NATIONAL MARKET UPDATE September’s Pending Home Sales index of signed contracts on existing homes was unchanged for the month, and…

Read More...
Emotional home versus financial home comparison.

🏡 The Emotional Home vs. The Financial House

Most people buy a home with their hearts—but it’s the house that impacts their financial future.Borrow Smart University teaches that understanding the difference between these two perspectives is one of the first steps to becoming a truly informed homeowner. The Emotional Home Your home is where you live your life. It’s where your family grows,…

Read More...
Yellow paper plane diverging from white planes.

Thought the Market Passed You By? Think Again.

If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is…

Read More...
Historic two-story house with surrounding trees.

Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . a 30-year fixed rate mortgage…

Read More...
Homeowner financial concepts presentation with speaker.

The 7 Financial Concepts Every Homeowner Should Master

When it comes to building wealth through real estate, most homeowners focus on their interest rate — but that’s only one small piece of the financial puzzle. The most successful homeowners think like investors. They understand the seven core financial concepts that turn a mortgage from a simple loan into a wealth-building tool. 1. Safety…

Read More...
Street view of white and blue houses.

Why Some Homes Sell Quickly – and Others Don’t Sell at All

A few years ago, inventory hit a record low. Just about anything sold – and fast. But now, there are far more homes on the market. Listings are up almost 20% from this time last year. And in some areas, supply is even back to levels we last saw in 2017–2019. For sellers, that means one thing:…

Read More...

Fall 2025 - Things to Consider When Buying & Selling

Thinking About Buying a Home?

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.

You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

Thinking About Selling Your House Soon?

It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.

You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

FREE Mortgage Payment Calculator & Mortgage Rate Updates