Kevin Brierton
Your No Excuse Lender
As YOUR NO EXCUSE LENDER we provide clear communication, great follow up & on time closings with no excuses to empower families & partners with an even more confident mortgage experience. We are committed to helping our clients not only during the pre-approval & loan process but also over the next 30 yrs.
Clear Communication +
Great Follow Up +
On Time Closings +
= No Excuses
NEO + Brierton
NEO Homes Loans represents THE NEW EXPECTATIONS that clients should have of their mortgage company.
NEO and The Kevin Brieton Team are both committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.
Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types
You Deserve More.... You Deserve a No Excuse Mortgage Process
Are you sick of excuses from lenders & banks? We are too!
We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.
What is CMPS?
We are Certified Mortgage Planning Specialists (CMPS)
We understand that we are helping families with perhaps the biggest debts of their lives. Our team agrees that its our professional responsibility is to help manage these debts to fit their short and long-term goals.
Families Not Files
Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.
We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.
Are More Homeowners Selling as Mortgage Rates Come Down?
Kevin Brierton – 1.24.2024 If you’re looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But there’s another way this benefits you – it may inspire more homeowners to put their houses up for sale. The Mortgage Rate Lock-In Effect Over the past year, one factor that’s…
Experts Project Home Prices Will Increase in 2024
Kevin Brierton – 1.23.2024 Even though home prices are going up nationally, some people are still worried they might come down. A recent survey from Fannie Mae found that 24% of people think home prices will decline over the next 12 months. That means almost one out of every four people are dealing with that fear, and you might…
3 Must-Do’s When Selling Your House in 2024
Kevin Brierton – 1.22.2024 If one of the goals on your list is selling your house and making a move this year, you’re likely juggling a mix of excitement about what’s ahead and feeling a little sentimental about your current home. A great way to balance those emotions and make sure you’re confident in your decision is to keep…
3 Key Factors Affecting Home Affordability
Kevin Brierton – 1.18.2024 Over the past year, a lot of people have been talking about housing affordability and how tight it’s gotten. But just recently, there’s been a little bit of relief on that front. Mortgage rates have gone down since their most recent peak in October. But there’s more to being able to afford a home than…
2 Reasons Why Today’s Mortgage Rate Trend Is Good for Sellers
Kevin Brierton – 1.17.2024 If you’ve been holding off on selling your house to make a move because you felt mortgage rates were too high, their recent downward trend is exciting news for you. Mortgage rates have descended since last October when they hit 7.79%. They’ve been below 7% for over a month now (see graph below): And while…
Why You May Want To Seriously Consider a Newly Built Home
Kevin Brierton – 1.16.2024 Are you putting off your plans to sell because you’re worried you won’t be able to find a home you like when you move? If so, it may be time to consider a newly built home and the benefits that come with one. Here’s why. Near-Record Percentage of New Home Inventory Newly built…
Homeownership Is Still at the Heart of the American Dream
Kevin Brierton – 1.15.2024 Buying a home is a powerful decision, and it remains at the heart of the American Dream. Unlike renting, owning a home means more than just having a place to live – it offers a sense of belonging, stability, and freedom. According to Nicole Bachaud, Senior Economist at Zillow: “The American Dream is still…
HOW TO CALCULATE THE AFTER-TAX COST OF YOUR MORTGAGE
Kevin Brierton – 1.15.2024 YOUR COST OF BORROWING MAY BE LOWER THAN YOU THINK Homeowners who itemize tax deductions can deduct the interest on up to $750,000 of mortgage balances used to buy, build, or improve a qualified home. Here’s how to figure out the impact of that tax deduction: WHAT IS YOUR MARGINAL TAX…
WHEN IS MORTGAGE INTEREST TAX DEDUCTIBLE?
Kevin Brierton – 1.12.2024 CONTRARY TO POPULAR BELIEF, MORTGAGE INTEREST IS NOT ALWAYS TAX-DEDUCTIBLE. HERE’S THE INSIDE SCOOP. DO YOU ITEMIZE YOUR TAX DEDUCTIONS? You cannot take the mortgage interest deduction if you are taking the standard deduction. For 2024 tax returns, the standard deduction is $14,600 for single taxpayers, $21,900 for heads of household,…
Winter 2024 - Buyer And Seller Guides
Thinking About Buying a Home?
The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Click Here to Download
Thinking About Selling Your House Soon?
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Click Here to Download
FREE Mortgage Payment Calculator & Mortgage Rate Updates
NEO represents THE NEW EXPECTATIONS that clients should have of their mortgage company. We are committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.
Contact us today!
Reach out to learn how we can help you and your family grow your wealth, make smart decisions, and save money.