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NO EXCUSE MORTGAGE PRACTICE

Clear Communication, Great Follow Up & On Time Closings

Step-by-Step Guidance Through the Mortgage Process From Expert Consultation to Easy & Quick Application

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What to Expect

We run a NO EXCUSE MORTGAGE PRACTICE that provides clear communication, great follow up & on time closings to empower families & partners with an even more confident mortgage experience. We are committed to helping our clients not only during the pre-approval & loan process but also over the next 30 yrs.

Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you!

Step 1 Discovery

We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.

Families Not Files

Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.

We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.

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Certified Mortgage Planning Specialists in Scottsdale, AZ

We are Certified Mortgage Planning Specialists (CMPS)

We understand that we are helping families with perhaps the biggest debts of their lives. Our team agrees that its our professional responsibility is to help manage these debts to fit their short and long-term goals.

Why It’s Easy To Fall in Love with Homeownership

Kevin Brierton – 2.14.2023 No matter how the housing market changes, there are some things about owning a home that never changes—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours. Over the last…

What You Should Know About Closing Costs

Kevin Brierton – 2.13.2023 Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to…

Why Today’s Housing Market Isn’t Headed for a Crash

Kevin Brierton – 2.9.2023 67% of Americans say a housing market crash is imminent in the next three years. With all the talk in the media lately about shifts in the housing market, it makes sense why so many people feel this way. But there’s good news. Current data shows today’s market is nothing like it was before…

Number of Homes for Sale Up from Last Year, but Below Pre-Pandemic Years

Kevin Brierton – 2.8.2023 The biggest challenge in the housing market right now, and likely for years to come, is how few homes there are for sale compared to the number of people who want to buy. That’s why, if you’re thinking about selling your house, this is a great time to do so. Your…

How Experts Can Help Close the Gap in Today’s Homeownership Rate

Kevin Brierton – 2.7.2023 As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s…

The Top Reasons for Selling Your House

Kevin Brierton – 2.6.2023 Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And while…

Experts Forecast a Turnaround in the Housing Market in 2023

Kevin Brierton – 2.2.2023 The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year. Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down,…

Should You Rent Your House or Sell It?

Kevin Brierton – 2.1.2023 If you’re a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it. A short-term rental (STR) is typically offered as an alternative to a hotel, and they’re an investment that’s gained popularity in recent years. According to a Harris Poll survey, 28%…

Lower Mortgage Rates Are Bringing Buyers Back to the Market

Kevin Brierton – 1.31.2023 As mortgage rates rose last year, activity in the housing market slowed down. And as a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on selling. Now, however, rates are beginning to come down—and buyers are starting to reenter the market.…

Winter 2023 - Buyer And Seller Guides

Thinking About Buying a Home?

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.

You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

Thinking About Selling Your House Soon?

It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.

You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

Free Mortgage

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NEO represents THE NEW EXPECTATIONS that clients should have of their mortgage company.  We are committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.