Kevin Brierton

Your No Excuse Lender

As YOUR NO EXCUSE LENDER we provide clear communication, great follow up & on time closings with no excuses to empower families & partners with an even more confident mortgage experience. We are committed to helping our clients not only during the pre-approval & loan process but also over the next 30 yrs.

Clear Communication +

Great Follow Up +

On Time Closings +

= No Excuses

Untitled design (2)
Shaking hands for agreement

NEO + Brierton

NEO Homes Loans represents THE NEW EXPECTATIONS that clients should have of their mortgage company.

NEO and The Kevin Brieton Team are both committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.

Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types

YourNoExcuseLender (Logo) (270 x 140 px) (1)

You Deserve More.... You Deserve a No Excuse Mortgage Process

Are you sick of excuses from lenders & banks? We are too!

We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.

Untitled (752 × 592 px) (1)
cmps

What is CMPS?

We are Certified Mortgage Planning Specialists (CMPS)

We understand that we are helping families with perhaps the biggest debts of their lives. Our team agrees that its our professional responsibility is to help manage these debts to fit their short and long-term goals.

Families Not Files

Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.

We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.

Family

Why You May Want To Seriously Consider a Newly Built Home

Kevin Brierton – 1.16.2024 Are you putting off your plans to sell because you’re worried you won’t be able to find a home you like when you move? If so, it may be time to consider a newly built home and the benefits that come with one. Here’s why. Near-Record Percentage of New Home Inventory Newly built…

Homeownership Is Still at the Heart of the American Dream

Kevin Brierton – 1.15.2024 Buying a home is a powerful decision, and it remains at the heart of the American Dream. Unlike renting, owning a home means more than just having a place to live – it offers a sense of belonging, stability, and freedom. According to Nicole Bachaud, Senior Economist at Zillow: “The American Dream is still…

HOW TO CALCULATE THE AFTER-TAX COST OF YOUR MORTGAGE 

Kevin Brierton – 1.15.2024 YOUR COST OF BORROWING MAY BE LOWER THAN YOU THINK Homeowners who itemize tax deductions can deduct the interest on up to $750,000 of mortgage balances used to buy, build, or improve a qualified home. Here’s how to figure out the impact of that tax deduction: WHAT IS YOUR MARGINAL TAX…

WHEN IS MORTGAGE INTEREST TAX DEDUCTIBLE? 

Kevin Brierton – 1.12.2024 CONTRARY TO POPULAR BELIEF, MORTGAGE INTEREST IS NOT ALWAYS TAX-DEDUCTIBLE. HERE’S THE INSIDE SCOOP. DO YOU ITEMIZE YOUR TAX DEDUCTIONS? You cannot take the mortgage interest deduction if you are taking the standard deduction. For 2024 tax returns, the standard deduction is $14,600 for single taxpayers, $21,900 for heads of household,…

The Dramatic Impact of Homeownership on Net Worth

Kevin Brierton – 1.11.2024 If you’re trying to decide whether to rent or buy a home this year, here’s a powerful insight that could give you the clarity and confidence you need to make your decision. Every three years, the Federal Reserve releases the Survey of Consumer Finances (SCF), which compares the net worth of homeowners and renters. The latest report…

Avoid These Common Mistakes After Applying for a Mortgage

Kevin Brierton – 1.10.2024 If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s…

Ways Your Home Equity Can Help You Reach Your Goals

Kevin Brierton – 1.9.2024 If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth…

What Lower Mortgage Rates Mean for Your Purchasing Power

Kevin Brierton – 1.8.2024 If you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below): This recent trend is…

2023 Housing Market in Review: Looking Back on a Rough Year for Buyers

Kevin Brierton – 1.5.2024 Things are finally turning around for the better as far as housing is concerned – and it looks like they might actually stay that way this time! Mortgage rates have continued to drop over the last couple of weeks, and we are now in the ninth consecutive week of improvement. The…

Winter 2024 - Buyer And Seller Guides

Thinking About Buying a Home?

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.

You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

Thinking About Selling Your House Soon?

It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.

You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

Free Mortgage

Payment Calculators

NEO represents THE NEW EXPECTATIONS that clients should have of their mortgage company.  We are committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.

Contact us today!

Reach out to learn how we can help you and your family grow your wealth, make smart decisions, and save money.

Address
This field is for validation purposes and should be left unchanged.