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What is a VA Tidewater?

Posted on March 22, 2019March 22, 2019 by admin

A Tidewater is when a family is purchasing a home using a VA home loan and the appraiser sees that the homes value might not be supported by the comparable sales they are finding. They will then reach out to...Read More

Why I love and hate the 15 yr fixed mortgage

Posted on March 8, 2019March 8, 2019 by admin

3 things to consider when choosing between a 30-year fixed rate mortgage and a 15-year fixed rate mortgage on an investment property: 1 - Cash-Flow Considerations: 30-year mortgage carries a lower monthly payment and therefore is more likely to result in positive...Read More

VA Cash Out Refinance Guideline Updates 2.15.2019

Posted on March 6, 2019March 6, 2019 by admin

VA Cash-Out Refinance changes Here are the highlights directly from the VA guidelines"c. All cash-out refinancing loan applications taken on or after February 15, 2019, as reflected by the application date, that do not meet the following requirements will not...Read More

Renovation Loan – Hot Topic in 2019 – Learn how it can benefit you!

Posted on February 18, 2019February 18, 2019 by admin

A renovation mortgage is the KEY to unlocking your dream home!...Many homes listed for sale today may not be move-in ready… at least not to your standards. But remember that childhood story about the ugly duckling? The ugliest duck in...Read More

Video – Why is my credit score different for a mortgage

Posted on September 16, 2018February 18, 2019 by admin

https://www.youtube.com/embed/TlH0vJ15qUs I If you are like me you track your credit score with one of many online credit score services. But when you go to obtain a home loan you find they your score is any from 30 points to 100...Read More

Video – How to Understand New Build Lender Discounts…

Posted on August 27, 2018September 16, 2018 by admin

https://www.youtube.com/embed/xMdaOBVrx0A

Refinancing? Get a 2nd opinion, here’s why

Posted on July 19, 2018 by admin

Have you been receiving a lot of calls and mailings to refinance your home? There is a RIGHT time to refinance and a WRONG time. Unfortunately, many mortgage companies are just trying to get you do move forward and the...Read More

What to ask while shopping for a mortgage

Posted on May 10, 2018May 10, 2018 by admin

https://www.youtube.com/embed/HqYKzoEHSuQSecond opinions on the largest transaction of your life are always a good thing; it could potentially end up saving you thousands of dollars over the life of the loan. Once you decide to end up moving forward on a...Read More

The $30,000 Mistake – Cost of Waiting

Posted on March 7, 2018May 10, 2018 by admin

https://youtu.be/IF0aXb1-nJc Just one year of waiting to buy a house could cost you tens of thousands of dollars. For example, a homebuyer considering a $250,000 home would lose $7,500 if home prices increase by 3% during that one year timeframe. ...Read More

Need Down Payment Help? Learn More…

Posted on February 16, 2018February 22, 2018 by admin

Here are a few important things to know if you are thinking about using a down payment assistance program. We helped families with over $119,000 in down payment assistance funds in 2017. Contact us today to see if you qualify!...Read More

Kevin Brierton nmls #599873 – a No excuse mortgage practice @ Caliber Home Loans Inc NMLS#15622