Saturday Strategy
Mortgage FAQ, Did you knows and much more!
What is an Equity Transition Plan & how can it help you?
P.S. Do you know someone looking to buy, sell or refinance a home that needs an Equity Transition plan? We'd love to! You can just text/call me at 480.553.8770.
One Key Sign We’re Not Headed for a Wave of Foreclosures
Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there. The simple truth is foreclosure filings are rising. But they’re nowhere near crisis levels.…
The Power of a Well-Structured Mortgage in Today’s Economy
Most people look at a mortgage as a necessary evil. It is that big, looming debt you have to pay every month until it finally disappears in thirty years. We are often taught that the goal is to pay it off as fast as possible to find “freedom.” But in this economy, that traditional way…
If Your House Isn’t Getting Offers, Read This.
Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it’s also not the end of the road. Homes are selling every day, so you can turn this around. You just need…
Should You Wait for Lower Rates?
Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one. A lot of buyers are treating the 5s like some kind of magic number. As…
Spring Housing Momentum May Be Starting to Build
Inside Lending – Week of March 9, 2026 QUOTE OF THE WEEK “Success usually comes to those who are too busy to be looking for it.” — Henry David Thoreau, American philosopher NATIONAL MARKET UPDATE Housing data is beginning to hint at a potential spring rebound. Home values rose in February for the first time…
The Seller Credit Playbook: 7 Ways to Win
Why it works: Sellers care about their net walk-away price. If you offer $400k with a $10k credit, they net $390k. They usually don’t care how that $10k is spent—but for you, it’s life-changing. 1. The Rate Buy-Down (Permanent) Use the credit to pay “points” to lower your interest rate for the entire life of…
WHEN A BIGGER MORTGAGE CREATES BIGGER WEALTH
Most people think the goal is simple: put more down, take the smallest mortgage possible, and pay it off fast. Sometimes that works. But sometimes that plan quietly makes you “house rich, cash poor” with your money trapped in the walls. And if your cash is trapped, you lose options. Options are a big part…
Spring Sellers Have an Edge. Here’s Why.
Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Spring is the season that most often delivers all three. So, if a move has been on your mind this year, this is the window where momentum tends to work in your favor. Here’s what makes this…
Are Home Prices Dropping? Here’s the Real Story.
You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder: Is this the start of a crash? What does this mean for my house? Let’s clear this up right away. This is not a crash. And your home is not suddenly losing…
The Hidden Advantage Repeat Buyers Have Right Now
What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable. Nearly 3 in 10 homes purchased today are bought in cash, according to the National Association of Realtors (NAR). That’s far more than the pre-pandemic norm (see graph below): So, how are…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!