Saturday Strategy

Mortgage FAQ, Did you knows and much more!

What is an Equity Transition Plan & how can it help you?

P.S. Do you know someone looking to buy, sell or refinance a home that needs an Equity Transition plan?  We'd love to! You can just text/call me at 480.553.8770.

Renting vs. Buying: The Numbers Might Surprise You

By Kevin Brierton Team | February 27, 2026

Renting can feel like the easier choice right now. There’s no big down payment. No dealing with surprise repairs. And no long-term commitment. But then your rent goes up again. And again. And suddenly the thing that seemed flexible starts looking… expensive, especially considering you’re not building any equity. And once that happens, it’s easy to…

How Your Equity Could Help Younger Generations Buy a Home

By Kevin Brierton Team | February 24, 2026

Monday February 23rd, 2026For Sellers,Senior Market,Equity For a lot of parents or grandparents, watching a family member struggle to buy their first home right now is hard. That’s because you saw firsthand how homeownership gave your life more stability and helped grow your net worth – and you want your loved ones to have those…

Inventory Is Rising. Prices Are Adjusting. Leverage Is Shifting

By Kevin Brierton Team | February 23, 2026

Inside Lending For the week of February 23, 2026  QUOTE OF THE WEEK “Opportunity is missed by most people because it is dressed in overalls and looks like work.”—Thomas Edison, American inventor NATIONAL MARKET UPDATE While Existing home sales cooled in January amid challenging weather conditions, affordability continues to improve, positioning the market for steadier activity this spring as…

The Price You Set Can Make (or Break) Your Sale

By Kevin Brierton Team | February 21, 2026

There’s one decision you’re going to make when you sell that determines whether your house sells quickly, or it sits. Whether buyers make an offer, or scroll past it. Whether you walk away with the maximum return, or you end up cutting the price later. And that’s your asking price. The #1 Mistake Sellers Make Today:…

10 Conversation Triggers That Signal a Reverse Mortgage Might Help

By Kevin Brierton Team | February 20, 2026

Every day we talk with homeowners, families, Realtors, and financial pros about money decisions. One tool that gets overlooked is the reverse mortgage. It is not a fit for everyone, but for many homeowners 62+ it can solve real problems by improving cash flow, reducing monthly obligations, or creating a safety net. The key is…

Becoming your own bank presentation cover.

Becoming Your Own Bank: How One Couple Reengineered Their Liabilities

By Kevin Brierton Team | February 20, 2026

Most homeowners think the only way to manage a mortgage is to make payments and slowly pay it down. One couple learned there was another option: restructure how their debt worked so it supported their long-term plan instead of fighting against it. They didn’t want more debt. They wanted better control of their money. The…

The Real Reason Home Sales Slowed in January. And It’s Not What You Think.

By Kevin Brierton Team | February 18, 2026

If you saw headlines that talked about how “home sales fell sharply in January,” it probably raised an eyebrow – especially if you’re thinking about selling your house. But context matters. Yes, in January, home sales declined. But that has more to do with seasonality and the weather than it does with any big drop off…

More Listings. Steady Buyers. Spring Is Quietly Taking Shape.

By Kevin Brierton Team | February 17, 2026

Inside Lending For the week of February 17, 2026 QUOTE OF THE WEEK “I always wanted to be somebody, but now I realize I should have been more specific.”—Lily Tomlin, American actress and comedian NATIONAL MARKET UPDATE Inventory continues to trend higher. Weekly Housing Trends report shows active listings remain above last year’s levels, giving buyers…

Move-Up Buyers Are Choosing New Construction

By Kevin Brierton Team | February 16, 2026

At some point, a house that once felt perfect just… doesn’t anymore. Maybe you need more space. Maybe working from home turned your dining room into a permanent office. Maybe the layout just doesn’t match how you live now. If your current house is starting to feel like it’s holding you back instead of supporting…

Four Ways Your Home Equity Can Work for You

By Kevin Brierton Team | February 15, 2026

You may have heard homeowners today have a lot of equity built up. But what does that really mean? Let’s break it down. Because your equity isn’t just a number, it’s a powerful asset that can help you take your next big step in life. How Much Equity Does the Typical Homeowner Have? Here’s how…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!