Saturday Strategy
Mortgage FAQ, Did you knows and much more!
What is an Equity Transition Plan & how can it help you?
P.S. Do you know someone looking to buy, sell or refinance a home that needs an Equity Transition plan? We'd love to! You can just text/call me at 480.553.8770.
How to Create $700 in Monthly Cash Flow — Without Earning More
When people want more monthly cash flow, their first thought is usually “I need to make more money.”But for many homeowners, the fastest way to free up cash has nothing to do with income. It comes from how their debts are structured. Cash flow is simply the money left over after your monthly bills are…
Why So Many Homeowners Are Downsizing Right Now
For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in 2026. And another 23% will do…
Top 2026 Housing Markets for Buyers and Sellers
Top 2026 Housing MWho doesn’t love a top 10 list? Well, here are two top 10 lists for the housing market this year. But before you take a look, there’s something you should know. If a move is on your radar for 2026, here’s the most important thing you need to understand upfront: there isn’t one…
You May Not Want To Skip Over That House That’s Been Sitting on the Market
When you see a house that’s been sitting on the market for a while, the reaction is almost automatic. You start thinking: That mindset made sense a few years ago. But in today’s market, you may actually miss out. More Time on Market Isn’t Automatically a Concern Anymore A few years ago, homes sold in…
Buyers Are Back, Sellers Are Listing—But Strategy Matters More Than Ever
Inside Lending – Week of January 26, 2026 QUOTE OF THE WEEK “Is it ignorance or apathy? Hey, I don’t know and I don’t care.”—Jimmy Buffett, American singer-songwriter, author, and businessman NATIONAL MARKET UPDATE The year is off to a great start. For the week ending January 16, applications for purchase mortgages were 12% higher…
Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.
If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the low…
Why Your Mortgage Is the Most Misunderstood Financial Tool in America
For most people, a mortgage is the largest financial decision they will ever make. Yet it’s often treated like a bill to get rid of as fast as possible. That’s where the misunderstanding starts. A mortgage is not just a loan. It’s a financial tool. And like any tool, how you use it matters more…
Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market
If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that’s a sign of trouble for the housing market. But when you look at the full picture, a few simple truths become clear: Foreclosure Filings Are Up 32%, But That Doesn’t Mean the Market’s in Trouble If you…
Are Big Investors Really Buying Up All the Homes? Here’s the Truth.
It’s hard to scroll online lately without seeing some version of this claim: “Big investors are buying up all the homes.” And honestly, if you’re a homebuyer who’s lost out on a few offers, that idea probably sounds believable. When homes are expensive and competition is tight, it’s easy to assume giant companies are scooping…
Housing Activity Is Picking Up Heading Into Spring
Inside Lending For the week of JANUARY 19, 2026 QUOTE OF THE WEEK “The trouble with being punctual is that nobody’s there to appreciate it.”—Franklin P. Jones, American journalist, PR exec, and humorist NATIONAL MARKET UPDATE Existing Home Sales shot up 5.1% in December, the biggest increase for that month in nearly three years, while affordability…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!