Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Your No Excuse Budget

The biggest challenge when it comes to budgeting is getting over any emotions attached to how or why we spend our money.

I want to teach you the No Excuse Budget and how it can help you take control of your money and remove the guessing game.

TIP - Its very important that you do this with anyone that you share finances with ( for example your spouse ). Doing this process alone is impactful but it doesn't work to it fullest unless you complete this together if you have a significant partner in your life.  

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

Lower Rates + More Inventory = A Window Opening for Buyers

By Kevin Brierton Team | April 27, 2026

Inside Lending – Week of April 27, 2026 QUOTE OF THE WEEK “The trouble with opportunity is that it always comes disguised as hard work.”—Herbert V. Prochnow, U.S. banking executive, writer NATIONAL MARKET UPDATE New listings surged as sellers reengaged, while active inventory continued to build and asking prices softened. The spring market remains increasingly…

3 Things That Are Not Going To Happen in Today’s Housing Market

By Kevin Brierton Team | April 24, 2026

There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. And if you’re thinking about buying a home, that can make you feel a little less sure about your decision. A recent study by CNBC asked homebuyers what they’re most worried about, and three themes kept coming up again and again:…

Why Financial Advisors Should Care About Mortgage Planning

By Kevin Brierton Team | April 23, 2026

Most financial advisors spend a lot of time helping clients grow assets, reduce taxes, manage risk, and prepare for retirement. That all matters. But there is one area that often gets ignored, and it can have a huge impact on a client’s financial life. Their mortgage. For many families, the house is one of the…

More Options Are Popping Up This Spring

By Kevin Brierton Team | April 22, 2026

Did you try to buy a home last year, but you ended up pressing pause? Maybe you couldn’t find a home that really fit your needs. Or maybe the ones you liked just weren’t affordable. According to a recent survey from NerdWallet, those were the top two reasons buyers gave up on their search in 2025.…

Inventory is rising. Rates are stabilizing. And buyers are finally getting something they haven’t had in a while… options.

By Kevin Brierton Team | April 20, 2026

Inside Lending For the week of April 20, 2026 QUOTE OF THE WEEK “The secret to longevity is ice cream.”—Paul Marcus, American centenarian NATIONAL MARKET UPDATE New listings rebounded strongly following the holiday slowdown, bringing fresh inventory into the market during the peak spring selling window. Buyers are seeing more options at a time when demand…

The 10 Best Markets for First-Time Buyers This Spring

By Kevin Brierton Team | April 19, 2026

For a while, buying your first home hasn’t just felt hard. It may have felt out of reach. Not because you weren’t ready. Not because you weren’t trying. But because every time you ran the numbers, they didn’t work. That’s why so many first-time buyers stepped back. But after years of sitting on the outside looking in, this Spring could…

Rent or Buy? The Real Tradeoff Most People Don’t Talk About

By Kevin Brierton Team | April 18, 2026

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking. With today’s home prices and mortgage rates, renting can feel like the easier path. In some cases, it might even seem like the only realistic option right now. And if that’s where you are,…

April 2026 Mortgage Market Update: Volatility Is Back… But Opportunity Is Too

By Kevin Brierton Team | April 17, 2026

If you’re waiting for the “perfect time” to make a move in this market, you might be waiting a long time. Because right now, the market isn’t perfect… it’s active. And for a lot of buyers and sellers, that’s actually creating opportunity. In my April 2026 Mortgage Market Update, I break down what’s really happening…

Turning Your Realtor Relationship Into a Long-Term Real Estate Wealth Relationship

By Kevin Brierton Team | April 16, 2026

Most people think of a Realtor as the person who helps them buy or sell a home. That is true, but I think that view is too small. The right Realtor should be much more than a transaction guide. They should be a long-term real estate advisor. Not in the sense of replacing a CPA…

Getting a Tax Refund? Here’s How It Can Help You Buy a Home

By Kevin Brierton Team | April 15, 2026

If you’re getting a tax refund this year, here’s something worth thinking about. That money could actually help you get closer to buying a home. It may not be something you’ve factored into your plan yet, but it can give your savings a nice boost right when you need it most. And whether your refund…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!