Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Beware of Homeowner "Final Notice" Letters... Read the fine print

I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.

I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.

It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

House-shaped calculator on white background.

What You Should Know About Getting a Mortgage Today

By Kevin Brierton Team | July 7, 2025

Monday July 7th, 2025 If you’ve been putting off buying a home because you thought getting approved would be too hard, know this: qualifying for a mortgage is starting to get a bit more achievable, but lending standards are still strong. Lenders are making it slightly easier for well-qualified buyers to access financing, which is…

Modern suburban house with landscaped garden.

Think No One’s Buying Homes Right Now? Think Again

By Kevin Brierton Team | July 3, 2025

Thursday July 3rd, 2025 If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell?  Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a…

Woman reading newspaper in cozy kitchen setting.

Why Big Investors Aren’t a Challenge for Today’s Homebuyer

By Kevin Brierton Team | July 2, 2025

Wednesday July 2nd, 2025 Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that. Here’s the thing. That’s not the challenge so many people think it is –…

Reasons to hire a real estate agent.

Top 5 Reasons To Hire a Real Estate Agent When You Sell

By Kevin Brierton Team | July 1, 2025

When it’s time to sell your home, hiring a skilled real estate agent can be the smartest move you make. While selling on your own might seem tempting, having an experienced agent in your corner can help you sell faster, for more money, and with fewer surprises along the way. Here are the top five…

Inside Lending update: jobs, wages, buyers shift.

📈 More Jobs, Higher Wages, and a Shift Toward Buyers 🏡

By Kevin Brierton Team | June 30, 2025

Inside Lending – For the week of JUNE 30, 2025 QUOTE OF THE WEEK “Those who expect to reap the blessings of freedom, must undergo the fatigue of supporting it.”—Thomas Paine, English-born American Founding Father NATIONAL MARKET UPDATE The National Association of Realtors (NAR) reported Existing Home Sales rose in May, and for the second…

Three wooden houses with colorful roofs.

What Every Homeowner Needs To Know In Today’s Shifting Market

By Kevin Brierton Team | June 27, 2025

Thursday June 26th, 2025 Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing. It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over…

House with picket fence at sunset.

Why Homeownership Is Going To Be Worth It

By Kevin Brierton Team | June 26, 2025

Monday June 23rd, 2025 Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own. Because when everything else feels up in the air, home…

Home's asking price importance today explained.

🎯 Why Your Home’s Asking Price Matters More Than Ever

By Kevin Brierton Team | June 25, 2025

In today’s real estate market, your asking price isn’t just a number—it’s a strategy. As more sellers enter the market, buyers are gaining options. That means pricing your home correctly right out of the gate is more important than ever. Unfortunately, many homeowners are missing the mark… and the data shows it. 📉 The Return…

Woman looking through a window, smiling thoughtfully.

Think It’s Better To Wait for a Recession Before You Move? Think Again.

By Kevin Brierton Team | June 25, 2025

Wednesday June 25th, 2025 Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move. A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or…

Real estate market update, June 2025.

🏡 More Listings, Fewer Bidding Wars — The Market Is Shifting 📉📈

By Kevin Brierton Team | June 23, 2025

For the week of JUNE 23, 2025 QUOTE OF THE WEEK “When my mother had to get dinner for 8, she’d just make enough for 16 and only serve half.”—Gracie Allen, American vaudevillian, singer, actress, and comedian NATIONAL MARKET UPDATE May saw a modest increase in single-family home starts, though starts overall declined (solely from…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!