Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Beware of Homeowner "Final Notice" Letters... Read the fine print

I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.

I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.

It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

Why Homeowners Are Thankful They Own

By Kevin Brierton Team | November 23, 2023

Kevin Brierton – 11.23.2023 Countless people have set out on the exciting journey of homeownership. Ask around and you’ll find the vast majority are thankful they took the leap and bought a home. But why? It’s because of the many emotional and lifestyle benefits that come with being a homeowner. So, if you’re trying to decide…

Home Prices Still Growing – Just at a More Normal Pace

By Kevin Brierton Team | November 22, 2023

Kevin Brierton – 11.22.2023 If you’re feeling a bit muddy on what’s happening with home prices, that’s no surprise. Some people are still saying prices are falling, even though data proves otherwise. Part of that misconception is that people are getting their information from unreliable sources. But it’s also coming from some media coverage misrepresenting what the data…

Are There Actually More Homes for Sale Right Now?

By Kevin Brierton Team | November 21, 2023

Kevin Brierton – 11.21.2023 If you’re looking to make a move, you want to be sure you have the latest information on the housing market. To help make that possible, here’s an update on the supply of homes for sale today. Whether you’re looking to buy or sell, the number of homes available in your local market matters…

Is Your House the Top Thing on a Buyer’s Wish List this Holiday Season?

By Kevin Brierton Team | November 20, 2023

Kevin Brierton – 11.20.2023 This time every year, homeowners who are planning to move have a decision to make: sell now or wait until after the holidays. Some sellers with homes already on the market may even remove their listing until the new year. But the truth is, many buyers want to purchase a home for the…

People Are Still Moving, Even with Today’s Affordability Challenges

By Kevin Brierton Team | November 16, 2023

Kevin Brierton – 11.16.2023 If you’re thinking about buying or selling a home, you might have heard that it’s tough right now because mortgage rates are higher than they’ve been over the past few years, and home prices are rising. That much is true. Take a look at the graph below. It breaks down how the current affordability situation stacks up to recent…

The Latest 2024 Housing Market Forecast

By Kevin Brierton Team | November 15, 2023

Kevin Brierton – 11.15.2023 The new year is right around the corner, and you might be wondering if 2024 will be the right time to buy or sell a home. If you want to make the most informed decision possible, it’s important to know what the experts have to say about what’s ahead for the housing market. Spoiler…

Debt-Consolidation Refinance: Use Your Home Equity to Pay Off Debt and Save Money

By Kevin Brierton Team | November 14, 2023

Kevin Brierton – 11.14.2023 Even if you have a low rate on your mortgage, do you know how much you’re paying in interest each month for your credit cards, vehicles, and other personal debts? Managing debts with high-interest rates can feel like an uphill battle. Monthly debt payments take over a large chunk of your…

These Top Cities Show Home Prices Are Still Climbing

By Kevin Brierton Team | November 14, 2023

Kevin Brierton – 11.14.2023 If you’re considering buying a home or selling your current one to find something that better suits your needs, you may have questions about what’s happening with home prices today. Here’s what you need to know. There’s still a lot of confusion and misinformation out there. So, no matter what you may have heard, the national data shows…

No, A ‘Housing Recession’ Does Not Mean Falling Home Prices

By Kevin Brierton Team | November 13, 2023

Kevin Brierton – 11.13.2023 Last week, an article was posted to with this headline: The housing market is headed back to a 1980s-style recession, Wells Fargo says—and it’s all because of ‘higher for longer’ mortgage rates On first read, this clearly sounds like a warning that home prices are going to fall because of…

Life-Changing Events That Move the Housing Market

By Kevin Brierton Team | November 13, 2023

Kevin Brierton – 11.13.2023 Life is a journey filled with unexpected twists and turns, like the excitement of welcoming a new addition, retiring and starting a new adventure, or the bittersweet feeling of an empty nest. If something like this is changing in your own life, you may be considering buying or selling a house. That’s because through all…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!