Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Beware of Homeowner "Final Notice" Letters... Read the fine print
I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.
I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.
It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
More Listings, Slower Price Growth = Better Buyer Conditions
Inside Lending For the week of JULY 21, 2025 QUOTE OF THE WEEK “I did not have three thousand pairs of shoes. I had one thousand and sixty.”—Imelda Marcos, Filipino politician NATIONAL MARKET UPDATE Both Housing Starts and Building Permits rebounded in June, though the gains were all due to multi-families, as single-families slipped. But…
Don’t Make These Mistakes When Selling Your House
Monday July 21st, 2025 Are you thinking about selling your house? Some common mistakes today can make the process more stressful or even cost you money. Fortunately, they’re easy to avoid, as long as you know what to watch for. Let’s break down the biggest seller slip-ups, and how an agent helps you steer clear of…
Why a Newly Built Home Might Be the Move Right Now
Thursday July 17th, 2025 Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why. There are more brand-new homes available right now than…
5-Year Rule for Home Prices – Why Long-Term Thinking Wins
If recent headlines about home prices have made you nervous, it’s time to zoom out and look at the bigger picture. Many homeowners still recall the housing crash of 2008, but history shows that was the exception, not the rule. The data proves home prices almost always go up in the long run — and…
Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers
Wednesday July 16th, 2025 Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place. But, something pretty encouraging is happening. While affordability is still tight, mortgage rates have shown signs of stabilizing…
Advice First-Time Homebuyers Need To Hear
Monday July 15th, 2025 Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process might be brand new to you, it’s not new to your agent or lender ( hopefully not ) They’ve helped plenty of first-time buyers through it.…
📈 Mortgage Applications Surge 25% Year-Over-Year 🏡
Inside Lending – For the week of JULY 14, 2025 QUOTE OF THE WEEK “It’s a strange world of language in which skating on thin ice can get you into hot water.”—Franklin P. Jones, American journalist NATIONAL MARKET UPDATE The Mortgage Bankers Association (MBA) reported purchase mortgage applications surged 9% on the week, to the highest…
The Truth About Where Home Prices Are Heading
Thursday July 11th, 2025 There are plenty of headlines these days calling for a housing market crash. But the truth is, they’re not telling the full story. Here’s what’s actually happening, and what the experts project for home prices over the next 5 years. And spoiler alert – it’s not a crash. Yes, in some…
Selling and Buying at the Same Time? Here’s What You Need To Know
Wednesday July 10th, 2025 If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first: Ultimately, what’s right for you depends on a lot of factors. And that’s where an agent’s experience can really help make your next step clear. They know your…
Multi-Generational Homebuying Hit a Record High – Here’s Why
Multi-Generational Homebuying Hit a Record High – Here’s Why Monday June 30th, 2025For Buyers,First-Time Buyers,Affordability,Buying Tips Multi-generational living is on the rise. According to the National Association of Realtors (NAR), 17% of homebuyers purchase a home to share with parents, adult children, or extended family. That’s the highest share ever recorded by NAR (see graph below): And what’s behind the…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!