Saturday Strategy

Mortgage FAQ's, did you knows and much more...

How Realtors and Clients Are Benefiting from Renovation Second Mortgage

Here’s the big idea:

Imagine helping your clients unlock renovation funds without touching their ultra-low first mortgage rate. Using a special second mortgage product, they can tap into future appraised value — not just current value — after they close.

✅ No need to delay closing for contractor bids or architectural plans.
✅ Helps buyers get into homes that might need future updates (think growing families!).
✅ Great reason to reach out to your database and re-engage past clients.

Action Steps for You:

  • Identify buyers who love a home but wish it had “one more bedroom” or “bigger kitchen.”
  • Reach out to past clients sitting on home equity who might want upgrades.
  • Share this video with anyone you think could benefit!

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

HOW TO TELL YOU’RE DONE WITH RENTING AND READY TO BUY

By Kevin Brierton Team | June 5, 2025

Are you ready to make the leap from renter to homeowner? Buying a home may seem more complicated than paying rent once a month. Yes, there’s some work that goes into purchasing a home, but we can make the financing part simpler, and a good buyer’s agent will ease the rest of the process. In…

Understanding Today’s Mortgage Rates: Is 3% Coming Back?

By Kevin Brierton Team | June 4, 2025

Wednesday June 4th, 2025  For Buyers, First-Time Buyers, Mortgage Rates, Buying Tips A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were…

Purchase Mortgage Applications Up

By Kevin Brierton Team | June 2, 2025

For the week of JUNE 2, 2025 – Inside Lending QUOTE OF THE WEEK “The confidence I now have is rooted in the discovery that who I am is okay.”—Dudley Moore, English actor, comedian, musician, and composer NATIONAL MARKET UPDATE The Mortgage Bankers Association reported purchase mortgage applications up compared to the week before, with…

New Home Sales Surge – Inside lending – 5.27.25

By Kevin Brierton Team | May 27, 2025

Inside Lending – For the week of MAY 27, 2025 QUOTE OF THE WEEK “Sometimes you lie in bed at night and you don’t have a single thing to worry about. That always worries me!”—Charlie Brown, created by Charles M. Schulz, American cartoonist NATIONAL MARKET UPDATE April saw new home sales rocket up 10.9%, the…

Common Real Estate Terms Explained

By Kevin Brierton Team | May 26, 2025

Monday May 26th, 2025  For Buyers, First-Time Buyers, Agent Value, Buying Tips If you’re a first-time homebuyer, chances are you’ll come across some terms you’re not familiar with. And that can be overwhelming, especially while going through one of the biggest purchases of your life.  The good news is you don’t need to be an expert on real estate…

🏡 Why You’ll Want a Home Inspection

By Kevin Brierton Team | May 23, 2025

May 23 2025 When you’re buying a home, it’s easy to get caught up in the excitement of finding the perfect property. However, one crucial step that should never be overlooked is the home inspection. This process can save you from unexpected surprises and provide peace of mind about your investment. 🔍 What Is a…

Thinking about an Adjustable-Rate Mortgage? Read This First

By Kevin Brierton Team | May 22, 2025

Thursday May 22nd, 2025  For Buyers, Mortgage Rates If you’ve been house hunting lately, you’ve probably felt the sting of today’s mortgage rates. And it’s because of those rates and rising home prices that many homebuyers are starting to explore other types of loans to make the numbers work. And one option that’s gaining popularity? Adjustable-rate…

More Homes for Sale Isn’t a Warning Sign – It’s Your Buying Opportunity

By Kevin Brierton Team | May 21, 2025

Wednesday May 21st, 2025  For Buyers, Inventory Maybe you’ve heard the number of homes for sale has reached a recent high. And it might make you question if this is the start of another housing market crash. But the reality is, the data proves that’s just not the case. In most areas, more inventory isn’t bad…

What Buyers Need To Know About Homeowners Association Fees

By Kevin Brierton Team | May 20, 2025

Tuesday May 20th, 2025  For Buyers, First-Time Buyers, Buying Tips When buying a home, you’re probably thinking about mortgage rates, home prices, your down payment, and maybe even your closing costs. But you may not be thinking about homeowners association (HOA) fees. While you won’t necessarily have these, you should know it’s a possibility, depending on where you…

📈 Buyers Keep Coming: Purchase Apps Up 18% From Last Year 🏡

By Kevin Brierton Team | May 19, 2025

Buyers Keep Coming – Inside Lending Week of 5.19.25 QUOTE OF THE WEEK “Do not let what you cannot do interfere with what you can do.”—John Wooden, American basketball coach and player NATIONAL MARKET UPDATE The Mortgage Bankers Association reports homebuyers came out in strength for the second week in a row, pushing purchase mortgage…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!