Saturday Strategy
Mortgage FAQ's, did you knows and much more...
How Realtors and Clients Are Benefiting from Renovation Second Mortgage
Here’s the big idea:
Imagine helping your clients unlock renovation funds without touching their ultra-low first mortgage rate. Using a special second mortgage product, they can tap into future appraised value — not just current value — after they close.
✅ No need to delay closing for contractor bids or architectural plans.
✅ Helps buyers get into homes that might need future updates (think growing families!).
✅ Great reason to reach out to your database and re-engage past clients.
Action Steps for You:
- Identify buyers who love a home but wish it had “one more bedroom” or “bigger kitchen.”
- Reach out to past clients sitting on home equity who might want upgrades.
- Share this video with anyone you think could benefit!
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
Asking Prices Have Dropped or Held Flat for 30 Straight Weeks. Is the Market Finally Shifting in Buyers’ Favor?
Inside Lending for For the week of May 26, 2026 QUOTE OF THE WEEK “You can learn many things from children. How much patience you have, for instance.”—Franklin P. Jones, American writer and humorist NATIONAL MARKET UPDATE Housing inventory continued to rise last week, remaining above year-ago levels as sellers gradually reengage with the market. Homes…
What Most Veterans Don’t Know About Their VA Home Loan Benefit
Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA. But many are closer than they think. And you might be, too. If you’re a Veteran, you probably know the VA home loan benefit exists. It’s been around for over 80 years. What you might…
New Home Prices Are at Their Lowest Since 2021. Here’s What That Means for Buyers Right Now.
If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier. But before you start touring model homes, there’s more to the story than the sticker price. The median sale price of a newly built home is now at its lowest level…
Are Home Prices Going To Fall?
It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?” With everything in the news, that concern makes some sense. No one wants to make a big financial decision at the wrong time. But here’s what’s important to know. You don’t want to get hung up…
Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here’s the thing. He’s not wrong. But he only has half the story. And the half he’s missing?…
Turning Debt Into Opportunity: The Liability CPR Approach
Most people look at debt as something to avoid, eliminate, or feel guilty about. I look at it differently. Debt can be dangerous when it is unmanaged. But when it is structured correctly, it can become a tool for cash flow, liquidity, protection, and long-term wealth building. That is the heart of the Liability CPR…
More Inventory. More Buyer Assistance. More Opportunity?
Inside lending for the week of May 18, 2026 QUOTE OF THE WEEK “The road to success is always under construction.” — Lily Tomlin, American actress, comedian, writer NATIONAL MARKET UPDATE New listing activity continued to outpace last year’s levels, while active inventory remained above 2025 totals. Buyers are seeing more choices moving into summer as…
The Pricing Mistake That Could Cost You Your Sale
Most sellers come into the market with one number in mind. And it’s often the one that costs them the most. That’s their asking price. A survey from Realtor.com shows about 8 in 10 (80%) of sellers expect to sell at or above their asking price today. But here’s where things get interesting. In reality, only about 4 out of…
What the Foreclosure Headlines Aren’t Telling You
You’ve probably seen the headlines saying, “foreclosures are on the rise,” and maybe your mind jumped straight to 2008. That’s understandable. A lot of people remember that crash and all the foreclosures that happened during that window, and they’re hoping something like that never happens again. But this isn’t a repeat of what happened back then. Here’s…
How To Free Up $500 a Month and Redirect It Into Wealth Creation
Most people think wealth creation starts with earning more money. Sometimes it does. But many times, it starts by finding money that is already there. That is one of the biggest shifts I’ve learned through the Certified Liability Specialist training. A mortgage is not only a loan. It is part of the larger balance sheet.…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!