Saturday Strategy
Mortgage FAQ's, did you knows and much more...
How Realtors and Clients Are Benefiting from Renovation Second Mortgage
Here’s the big idea:
Imagine helping your clients unlock renovation funds without touching their ultra-low first mortgage rate. Using a special second mortgage product, they can tap into future appraised value — not just current value — after they close.
✅ No need to delay closing for contractor bids or architectural plans.
✅ Helps buyers get into homes that might need future updates (think growing families!).
✅ Great reason to reach out to your database and re-engage past clients.
Action Steps for You:
- Identify buyers who love a home but wish it had “one more bedroom” or “bigger kitchen.”
- Reach out to past clients sitting on home equity who might want upgrades.
- Share this video with anyone you think could benefit!
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
Maximize Moves, Minimize Mortgage Payments With Reverse Mortgage
This mortgage strategy is widely misunderstood, but could help you uncover transactions that otherwise never happen: Reverse mortgages. And more specifically, how Realtors can use a reverse mortgage for purchase to help older homeowners make their next move. Here is a scenario where a reverse mortgage can unlocked 3 Real Estate Closings: Your client owns…
Who Has the Upper Hand in the Greater Phoenix Housing Market?
Ask around and almost every buyer in the Valley wants to know if there’s a way to get a better deal. And just about every seller in Scottsdale, Gilbert, or Buckeye wants to know if they’ll still get top dollar. The interesting thing is, both can be right at the same time. It just depends…
Buying Before You Sell in Arizona? Here’s How a Loan Recast Can Lower Your Payment
If you’re navigating the Phoenix or Scottsdale housing market right now, there’s a good chance you’re facing a timing problem: you found your next home, but your current one hasn’t sold yet. It’s a common situation in today’s market. Valley inventory has climbed and homes are sitting longer than they did a few years ago,…
How Arizona Homeowners Can Use a 3-Ladder Strategy to Pay Off a Mortgage and Fund Retirement
Many Arizona homeowners approaching retirement face the same question: Should I focus on paying off my mortgage or building more retirement income? A three-ladder strategy may provide another option by coordinating home equity, mortgage payments, liquidity, and retirement planning. Ladder 1: Generate Income Today The first portion of available funds may be placed into an…
FED holds rates – Buyers Just Got More Leverage — Inventory Rises, Payments Ease
FOR THE WEEK OF August 3, 2026 QUOTE OF THE WEEK “The elevator to success is out of order. You’ll have to use the stairs… one step at a time.”—Joe Girard, American salesman, motivational speaker, and author NATIONAL MARKET UPDATE Homes sold one day faster than a year ago for the second time in four…
The 10 Steps to Buying a Home in Metro Phoenix (And Where Most Buyers Trip Up)
The 10 Steps to Buying a Home in Metro Phoenix (And Where Most Buyers Trip Up)
Housing Inventory Just Hit a Level We Haven’t Seen Since 2019
FOR THE WEEK OF JULY 27, 2026 QUOTE OF THE WEEK “The only place success comes before work is in the dictionary.”—Vidal Sassoon, British hairstylist, entrepreneur, and philanthropist NATIONAL MARKET UPDATE Active inventory remained above 1.1 million homes for the fifth consecutive week, the longest stretch since November 2019. New listings rose 1.6% annually, while…
The House That Started It All Could Kickstart What’s Next
Are you ready to upgrade from your starter home? The market is showing signs of change, with more move-up homes becoming available. While starter homes remain in short supply, the overall housing market is climbing, offering new opportunities for buyers. Don’t miss out on this chance to find a home that suits your needs and lifestyle.
Mortgage Rates Hit an 11-Month High — Here’s What It Means for Your Next Move
FOR THE WEEK OF JULY 20, 2026 QUOTE OF THE WEEK “Price is what you pay, value is what your get.”—Warren Buffet, American businessman and philanthropist NATIONAL MARKET UPDATE New listings bounced back after the holiday week, rising 2.4% from a year ago. Active inventory remained above 1.1 million homes for the fourth straight week…
More Homes, Better Prices: A Buyer’s Summer
If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from. In many places, both sticking points are letting up this summer, with lower asking prices and more homes for sale. Let’s look at the trends, and what they…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!