Saturday Strategy
Mortgage FAQ's, did you knows and much more...
What is prescreenopout and why it is important to you
Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.
Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.
Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!
**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**
To help prevent this I recommend doing these 2 hacks...
Register with the Do-Not-Call Registry here: donotcall.gov
Complete the Op Out Prescreen - https://www.optoutprescreen.com/
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
Native American Section 184 vs. VA Loan: Which Is Right for You?
Section 184 vs. VA Loan: Which Is Right for You? | Kevin Brierton If you’re a Native American homebuyer — or a loan officer working with one — you may have more options than you realize. Two of the strongest government-backed programs available today are the Section 184 Indian Home Loan Guarantee (administered by HUD)…
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New Home Prices Are at Their Lowest Since 2021. Here’s What That Means for Buyers Right Now.
If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier. But before you start touring model homes, there’s more to the story than the sticker price. The median sale price of a newly built home is now at its lowest level…
Are Home Prices Going To Fall?
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Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.
You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-law brought it up at the dinner table like he’s been waiting all week to spark a debate. Here’s the thing. He’s not wrong. But he only has half the story. And the half he’s missing?…
Turning Debt Into Opportunity: The Liability CPR Approach
Most people look at debt as something to avoid, eliminate, or feel guilty about. I look at it differently. Debt can be dangerous when it is unmanaged. But when it is structured correctly, it can become a tool for cash flow, liquidity, protection, and long-term wealth building. That is the heart of the Liability CPR…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!