Saturday Strategy

Mortgage FAQ's, did you knows and much more...

What is prescreenopout and why it is important to you

Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.

Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.

Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!

**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**

To help prevent this I recommend doing these 2 hacks...

Register with the Do-Not-Call Registry here: donotcall.gov

Complete the Op Out Prescreen - https://www.optoutprescreen.com/

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

Expert Forecasts for the 2025 Housing Market

By Kevin Brierton Team | January 7, 2025

Tuesday January 7th, 2025 For Buyers, For Sellers, Home Prices, Mortgage Rates, Forecasts Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to lean on the pros. Experts are constantly updating and revising…

Time in the Market Beats Timing the Market

By Kevin Brierton Team | January 6, 2025

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The #1 Reason People Move: To Be Closer to Family and Friends

By Kevin Brierton Team | December 24, 2024

Have you ever thought about packing up and moving to be closer to the people who mean the most to you? Maybe you’re tired of long drives to see your family or wish your kids could spend more time with their grandparents. Clearly, a lot of other people feel the same way. According to recent data from…

Should You Sell Your House As-Is or Make Repairs?

By Kevin Brierton Team | December 5, 2024

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A Guide for Considering Homeownership During a Divorce

By Kevin Brierton Team | December 5, 2024

Understanding Your Mortgage Options During a Divorce: A Guide for Considering Homeownership Divorce is a challenging time, and navigating financial decisions can feel overwhelming. If you’re currently renting and not working but want to buy a home, there are specific considerations to keep in mind to make this dream a reality. Here’s what you need…

Blue and pink piggy banks on yellow background.

Renting vs. Buying: The Net Worth Gap You Need To See

By Kevin Brierton Team | November 7, 2024

Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth. Every three years, the Federal Reserve Board shares a report called the Survey of Consumer Finances (SCF). It shows how much wealth homeowners and renters have – and the difference is significant. On…

Mortgage rates decline from May to August.

Finding Your Ideal Mortgage Rate: What Number Are You Waiting For?

By Kevin Brierton Team | September 29, 2024

If you’ve been keeping an eye on the housing market the last few years, you likely already know how much the mortgage rates have significantly impacted the industry. Many people (maybe yourself included) have found it extremely challenging to afford jumping into the market. However, recent developments offer some encouraging news—mortgage rates have begun to…

Incoming call from unknown number.

Understanding Mortgage Trigger Leads: A Guide for Homebuyers 

By Kevin Brierton Team | September 27, 2024

Starting your journey to secure a mortgage can unexpectedly open the floodgates to calls, emails, and letters from various mortgage lenders. This overwhelming influx is often due to something called “mortgage trigger leads.” If it feels like your personal information is suddenly in high demand, you’re not alone. Many homebuyers find this practice intrusive.  We’re…

Kevin Brierton, 7 routines for productivity.

7 ROUTINES TO MAKE YOUR DAYS MORE PRODUCTIVE

By Kevin Brierton Team | September 26, 2024

Follow a Regular Sleep Schedule. Getting a good night’s sleep is the first step to being more productive and accomplishing more in the day. Experts say waking up at the same time each day supports healthier sleep. Do Some Morning Tasks the Night Before. There are lots of little things to do in the morning before you…

Hand holding keys to a new home.

5 REASONS BUYERS SHOULD JUMP IN NOW

By Kevin Brierton Team | September 25, 2024

The real estate market is shifting. Here’s why buyers should take advantage of those changes and get into the market right now. The inventory of homes for sale is growing. Conditions vary from market to market, but nationally the months’ supply of homes for sale has grown. We aren’t back to historic norms, but there…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!