Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Price Reduction Mitigation Strategy with a Seller Buydown

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

By Kevin Brierton Team | April 8, 2026

If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that’s exactly why more buyers are opting for adjustable-rate mortgages, or ARMs. Here’s what you need to understand about how they work, and whether they make sense for you. What Is an Adjustable-Rate Mortgage? Since a lot of people…

Rates Are Moving… But So Is Opportunity

By Kevin Brierton Team | April 6, 2026

Inside Lending For the week of April 6, 2026 QUOTE OF THE WEEK “Plans are useless, but planning is indispensable.”—Dwight D. Eisenhower, 34th President of the United States NATIONAL MARKET UPDATE Rising inventory and softening prices continue to create more favorable conditions for buyers this spring. While mortgage rates have increased recently, they remain below last…

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

By Kevin Brierton Team | April 5, 2026

When your house sits on the market longer than expected, it can get frustrating fast. You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead? While it sounds like a simple backup plan, becoming “accidental landlord” is actually a much bigger decision than most people realize. That’s when someone…

Before You Fall in Love with a House, Do This First.

By Kevin Brierton Team | April 3, 2026

Be honest. Have you started looking at homes online yet? If you have, it’s already time to get pre-approved. Because here’s what not enough people know. If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – you don’t want to wait until later on in the process to tackle…

Don’t Let Home Prices Headlines Fool You

By Kevin Brierton Team | April 2, 2026

Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need. The truth is prices are going to vary depending on where you…

Before You Fall in Love with a House, Do This First.

By Kevin Brierton Team | April 2, 2026

Be honest. Have you started looking at homes online yet? If you have, it’s already time to get pre-approved. Because here’s what not enough people know. If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – you don’t want to wait until later on in the process to tackle…

How a Reverse Mortgage Became a Wealth Transfer Tool

By Kevin Brierton Team | April 1, 2026

Most people hear “reverse mortgage” and think last resort. That’s incomplete. In the right situation, a reverse mortgage can become a tool to preserve other assets, create flexibility, and improve what eventually gets passed on to family. I recently reviewed a past client scenario that showed exactly that. A couple in their 80s had a…

This’ll Change What You Think About Investors in Today’s Housing Market

By Kevin Brierton Team | March 31, 2026

There’s a lot of noise out there right now about investors in the housing market. Some headlines make it sound like big Wall Street firms are buying up everything in sight. And if you’re trying to purchase a home yourself, that can make it feel like the odds are stacked against you. But when you…

The Housing Market Is Shifting Again—But Not How You Think

By Kevin Brierton Team | March 30, 2026

Inside Lending – Week of March 30, 2026 nside Lending – Week of March 30, 2026 QUOTE OF THE WEEK “Success usually comes to those who are too busy to be looking for it.”—Henry David Thoreau, Essayist, poet, and philosopher NATIONAL MARKET UPDATE Inventory gains and declining home prices continue to create more favorable conditions…

The Best Week To List Your House Is Just Around the Corner

By Kevin Brierton Team | March 27, 2026

While the Spring season consistently offers up some of the best conditions for home sellers, Realtor.com says there’s one window where the stars really seem to align year after year. And it’s coming up fast. Based on their analysis of historical trends, the ideal week to put your house on the market this year is: April 12–18. And here’s why this window stands…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!