Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Price Reduction Mitigation Strategy with a Seller Buydown

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

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14 Years Running: Why Real Estate Is Still America’s Favorite Investment

By Kevin Brierton Team | July 16, 2026

Americans have consistently favored real estate as their top long-term investment for 14 years, proving its resilience through market fluctuations. This enduring preference is fueled by its potential for wealth building and equity accumulation.

Two-story gray house with front porch

Think Nobody’s Buying Homes Right Now? Think Again.

By Kevin Brierton Team | July 15, 2026

If you’ve been thinking about selling, you’ve probably seen plenty of headlines suggesting buyers have just about disappeared. But there’s a big difference between a slow market and a stalled one. Yes, mortgage rates are still higher than most people would like. Homes aren’t selling as fast as they were. And every week seems to bring…

Newsletter header with business headshot and housing update

Homes Are Now Selling Faster Than a Year Ago — First Time Since April 2024

By Kevin Brierton Team | July 13, 2026

FOR THE WEEK OF JULY 13, 2026 QUOTE OF THE WEEK “Even if you’re on the right track, you’ll get run over if you just sit there.”—Will Rogers, American humorist and actor NATIONAL MARKET UPDATE Homes sold faster than they did a year ago for the first time since April 2024, while active inventory remained…

Black cover: His, Hers & Ours reverse mortgage

His, Hers & Ours: How a Reverse Mortgage Can Help Protect Blended Families

By Kevin Brierton Team | July 9, 2026

As blended families become more common, financial planners must address the unique challenges they face. When couples in their 60s or 70s marry, they often bring together children, assets, and a desire to leave a legacy. The question of how to buy a home together without creating problems for their families later is a critical one. A Home Equity Conversion Mortgage (HECM) for Purchase offers a strategic alternative to paying 100% cash, preserving savings, and maintaining flexibility for estate planning.

Three colorful suburban houses with front porches

What Buying or Selling a Home Gives Back to Your Community

By Kevin Brierton Team | July 7, 2026

Buying or selling a home is a big financial decision. And right now, it feels even bigger. Inflation is high, costs are high, and you want to be sure the timing is right before you make your move.  But if you do decide to go for it, whether you’re buying or selling, here’s something reassuring to hold onto. Not only does your…

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More Buyers Are Choosing to Own Instead of Rent — First Time Since 2023

By Kevin Brierton Team | July 6, 2026

FOR THE WEEK OF JULY 6, 2026 QUOTE OF THE WEEK “Success is the sum of small efforts, repeated day in and day out.”—Robert Collier, American author NATIONAL MARKET UPDATE New listings topped 110,000 for the fourth consecutive week, while active inventory remained above 1.1 million homes. Homes continued selling at the same pace as a year…

7 Ways to Use Seller Credit slide

7 Ways to Use a Seller Credit (And How to Actually Ask for One)

By Kevin Brierton Team | July 5, 2026

If you’ve been house hunting lately, you’ve probably run the math on offering less than asking price to “save money.” Here’s the problem: a lower purchase price only does one thing — it lowers the price. It doesn’t touch your monthly payment. It doesn’t help with your rate. And once the deal closes, that “savings”…

Young parents reviewing finances with baby

Down Payments Are Smaller Than They’ve Been Since 2021

By Kevin Brierton Team | July 2, 2026

Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming.  Some people are getting their foot in the door with a smaller down payment. According to Realtor.com,…

Aerial suburban neighborhood with houses and green lawns

The Housing Market Is Stronger Than You Think

By Kevin Brierton Team | July 1, 2026

You’ve probably heard plenty of doom and gloom about the housing market lately. High rates. Stretched budgets. Headlines that make buying or selling sound like a terrible idea. But the data tells a very different story.  This isn’t 2020 or 2021. It was never going to be. Those were the “unicorn years” – historic low…

The 1 Factor That Explains Everything Happening with Home Prices Right Now

By Kevin Brierton Team | June 30, 2026

You’ve probably heard that home prices are cooling off. And that’s true – nationally. But zoom in on individual markets across the country, and the picture looks completely different depending on where you are. Some areas are still seeing solid price growth. Others have gone flat. A few have actually dipped slightly negative. So, what’s causing all of…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!