Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Credit card usage is at all time highs and people are still spending like its 2021
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
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Why Selling Without an Agent Can Cost You More Than You Think
Cutting out the agent might seem like a smart way to save when you sell your house. But here’s the hard truth. Last year, homes that sold with an agent went for almost 15% more than those that sold without one. That gap is pretty hard to ignore. And with more homes on the market to compete with right now, selling…
Still think you need 20% down to buy a home?
Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.” “I need a small fortune just to get started.” “I guess I’ll just rent forever.” Sound familiar? You’re not alone. And you’re definitely not out of luck. Here’s the thing: a lot…
Home Prices Cool, Inventory Rises—More Balance for Buyers and Sellers
Inside Lender For the week of AUGUST 4, 2025 QUOTE OF THE WEEK “Every exit is an entrance somewhere else.”—Tom Stoppard, English dramatist NATIONAL MARKET UPDATE The Pending Home Sales index of signed contracts on existing homes dipped slightly in June, but the National Association of Realtors is unconcerned, as mortgage applications have been rising,…
3 Things You Risk by Pricing Too High
Thursday July 31st, 2025 When selling your house, the price you choose isn’t just a number, it’s a strategy. And in today’s market, that strategy needs to be sharp. The number of homes for sale is climbing. And that means buyers have more choices and can be more selective. If your price doesn’t line up with what else…
What Credit Score Do You Really Need To Buy a Home?
Wednesday July 30th, 2025 According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed. Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’re one of them. And that could make you think buying a home is…
Today’s Tale of Two Housing Markets
Depending on where you live, the housing market could feel red-hot or strangely quiet right now. The truth is, local markets are starting to move in different directions. In some places, buyers are calling the shots. In others, sellers still hold the power. It’s a tale of two markets. What’s a Buyer’s Market vs. a…
More Inventory, Price Cuts, and Buyer Activity—Summer Market Heats Up
Inside Lending – For the week of JULY 28, 2025 QUOTE OF THE WEEK “A person always has two reasons for doing anything: a good reason, and the real one.”—J. P. Morgan, American financier and investment banker NATIONAL MARKET UPDATE Sales of new single-family homes kicked off the summer buying season with a small gain…
Housing Market Forecasts for the Rest of 2025
Thursday July 24th, 2025 If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you. Will Home Prices Fall? Many buyers are hoping…
The U.S. Foreclosure Map You Need To See
Wednesday July 23rd, 2025 Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. But what the data shows is actually happening in the market tells a very different story than what you might be led to believe. So, before you jump to conclusions, it’s…
📈 The Latest Mortgage Rate Forecasts: What You Need To Know
July 22, 2025 If you’ve been holding off on buying a home in hopes that mortgage rates will drop significantly, it may be time to rethink that plan. According to the latest projections from Fannie Mae, MBA, and Wells Fargo, mortgage rates are expected to hover in the mid-6% range through at least mid-2026. The…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!