Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Credit card usage is at all time highs and people are still spending like its 2021
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
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Should I Pay Off My Mortgage?
It’s one of the most common questions I hear:“Should I pay off my mortgage early?” On the surface, it sounds simple — who wouldn’t want to live debt-free? But as a Certified Liability Advisor, I’ve learned that the better question is:“Will paying off my mortgage make me wealthier… or just make me feel safer?” Let’s…
The $280 Shift in Affordability Every Homebuyer Should Know
If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a little bit easier. Let’s break this down…
2026 Housing Market Outlook
After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts show more people are expected to move – and that could open the door for you to do the same. More Homes Will Sell With all of the affordability challenges at…
Why More Buyers Are Turning to New Construction This Year
There’s a trend taking hold in real estate right now: more buyers are choosing newly built homes. And it’s not just about getting the latest technology or modern floorplans. It’s because they may be able to get a better deal. Builders are offering serious incentives today, and people are jumping on them. In fact, new home sales just…
Mortgage Rates Hit a 1-Year Low – Here’s What It Means for Buyers and Sellers
Your No Excuse Lender – Clear Communication, Great Follow-Up & On-Time Closings = No Excuses | Top 1% in US | Husband | Father | CLA | CMPS | Luminate Bank | NMLS 599873 NMLS 1281698 | Member FDIC October 13, 2025 Inside Lending For the week of OCTOBER 13, 2025 QUOTE OF THE WEEK “Money…
Don’t Let Unrealistic Pricing Cost You Your Move
These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market. And the risk…
Why Home Prices Aren’t Actually Flat
If you’ve been following real estate news lately, you’ve probably seen headlines saying home prices are flat. And at first glance, that sounds simple enough. But here’s the thing. The reality isn’t quite that straightforward. In most places, prices aren’t flat at all. What the Data Really Shows While we’ve definitely seen prices moderate from the rapid…
Why Experts Say Mortgage Rates Should Ease Over the Next Year
You want mortgage rates to fall – and they’ve started to. But is it going to last? And how low will they go? Experts say there’s room for rates to come down even more over the next year. And one of the leading indicators to watch is the 10-year treasury yield. Here’s why. The Link…
Home Sales Strengthen as the Market Finds Its Balance
Inside Lending For the week of OCTOBER 6, 2025 QUOTE OF THE WEEK “If you can keep your head when all about you are losing theirs, it’s just possible you haven’t grasped the situation.”—Jean Kerr, American author and playwright NATIONAL MARKET UPDATE The Pending Home Sales measure of signed contracts on existing homes ended the summer…
Why October Is the Best Time To Buy a Home in 2025
If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025: “By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating power they’ve…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!