Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Beware of Homeowner "Final Notice" Letters... Read the fine print
I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.
I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.
It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
Inventory is rising. Mortgage rates are holding near 3-year lows.
Inside Lender For the week of March 2, 2026 QUOTE OF THE WEEK “By failing to prepare, you are preparing to fail.”—Benjamin Franklin, Founding Father NATIONAL MARKET UPDATE Inventory is improving as the market shifts in a more buyer-friendly direction. New listings have turned positive year over year, active inventory is rising, and homes are taking slightly longer…
Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them)
Let’s be clear: selling your house is absolutely possible right now. According to the National Association of Realtors (NAR), roughly 11k homes sell every day in this country. And the sellers who are making their moves happen all have one thing in common: they’ve adjusted their strategy to match today’s market. They’re realizing inventory has grown. Homebuyers are more selective.…
How to Turn a Mortgage Into a Wealth-Building Tool
Most people look at a mortgage as something to “get rid of” as fast as possible. I get that mindset. Nobody loves debt. But here’s the shift I want you to consider: a mortgage can be more than a monthly payment. If it’s structured correctly and managed on purpose, it can become a tool that…
Renting vs. Buying: The Numbers Might Surprise You
Renting can feel like the easier choice right now. There’s no big down payment. No dealing with surprise repairs. And no long-term commitment. But then your rent goes up again. And again. And suddenly the thing that seemed flexible starts looking… expensive, especially considering you’re not building any equity. And once that happens, it’s easy to…
How Your Equity Could Help Younger Generations Buy a Home
Monday February 23rd, 2026For Sellers,Senior Market,Equity For a lot of parents or grandparents, watching a family member struggle to buy their first home right now is hard. That’s because you saw firsthand how homeownership gave your life more stability and helped grow your net worth – and you want your loved ones to have those…
Inventory Is Rising. Prices Are Adjusting. Leverage Is Shifting
Inside Lending For the week of February 23, 2026 QUOTE OF THE WEEK “Opportunity is missed by most people because it is dressed in overalls and looks like work.”—Thomas Edison, American inventor NATIONAL MARKET UPDATE While Existing home sales cooled in January amid challenging weather conditions, affordability continues to improve, positioning the market for steadier activity this spring as…
The Price You Set Can Make (or Break) Your Sale
There’s one decision you’re going to make when you sell that determines whether your house sells quickly, or it sits. Whether buyers make an offer, or scroll past it. Whether you walk away with the maximum return, or you end up cutting the price later. And that’s your asking price. The #1 Mistake Sellers Make Today:…
10 Conversation Triggers That Signal a Reverse Mortgage Might Help
Every day we talk with homeowners, families, Realtors, and financial pros about money decisions. One tool that gets overlooked is the reverse mortgage. It is not a fit for everyone, but for many homeowners 62+ it can solve real problems by improving cash flow, reducing monthly obligations, or creating a safety net. The key is…
Becoming Your Own Bank: How One Couple Reengineered Their Liabilities
Most homeowners think the only way to manage a mortgage is to make payments and slowly pay it down. One couple learned there was another option: restructure how their debt worked so it supported their long-term plan instead of fighting against it. They didn’t want more debt. They wanted better control of their money. The…
The Real Reason Home Sales Slowed in January. And It’s Not What You Think.
If you saw headlines that talked about how “home sales fell sharply in January,” it probably raised an eyebrow – especially if you’re thinking about selling your house. But context matters. Yes, in January, home sales declined. But that has more to do with seasonality and the weather than it does with any big drop off…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!