Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Beware of Homeowner "Final Notice" Letters... Read the fine print
I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.
I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.
It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
The 3-Sided Balance Sheet: Why Advisors, Realtors, and Lenders Must Collaborate
Most people look at a home purchase like a one-person decision. Find the house, get the loan, close the deal. But that is too small of a view. A real estate decision affects far more than the address someone lives at. It impacts cash flow, liquidity, future borrowing power, retirement planning, tax strategy, and how…
Buyers Are Gaining Leverage Again—Right Before Spring
Inside Lending For the week of March 23, 2026 QUOTE OF THE WEEK “Do not wait to strike till the iron is hot, but make it hot by striking.”—William Butler Yeats, Irish poet, writer, and literary critic NATIONAL MARKET UPDATE Housing conditions continue to improve structurally, with inventory rising and listing prices declining year over year. These…
Affordability Has Improved in All 50 States
For the past few years, affordability has been what’s stopped a lot of buyers in their tracks. Maybe it stopped you, too. At some point you probably did the math, looked at the monthly payment, and decided to pause your search and wait for things to get better. But here’s something you may have missed while you’ve…
3 Must-Do’s for First-Time Home Buyers
Buying your first home is exciting, but it can also be a little nerve-wrecking because it’s something you’ve never done before. And trying to think of everything you need to do can feel like a lot. But here’s the key. You don’t have to figure everything out on your own. And you don’t have to do it…
How to Manage the Liability Side of Your Balance Sheet Like the Wealthy Do
Most people think wealth is built only on the asset side of the balance sheet. They focus on retirement accounts, savings, equity, and investments. And while those things matter, that is only half the picture. Wealthy people tend to look at both sides. They pay attention to assets, but they also pay close attention to…
Volatility, Oil Prices, and the Fed: Navigating the March 2026 Market
Inside Lending For the week of March 16, 2026 QUOTE OF THE WEEK “The secret to longevity is ice cream.”—Paul Marcus, American centenarian NATIONAL MARKET UPDATE Buyer-friendly conditions continue to develop as home prices trend lower and inventory gradually improves. While economic uncertainty persists, affordability dynamics are slowly becoming more supportive heading into the spring shopping…
The #1 Reason Buyers Walk Away (And How To Get Ahead of It)
You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market. And here’s the key thing to understand if you want to sell. A lot…
One Key Sign We’re Not Headed for a Wave of Foreclosures
Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008 – specifically to what happened to the market during the housing crash. So, let’s do exactly what your brain already wants to do, and see if there’s any connection there. The simple truth is foreclosure filings are rising. But they’re nowhere near crisis levels.…
The Power of a Well-Structured Mortgage in Today’s Economy
Most people look at a mortgage as a necessary evil. It is that big, looming debt you have to pay every month until it finally disappears in thirty years. We are often taught that the goal is to pay it off as fast as possible to find “freedom.” But in this economy, that traditional way…
If Your House Isn’t Getting Offers, Read This.
Online searches for “can’t sell house” just hit an all-time high according to Google Trends. So, if your house has been sitting on the market without any bites, you’re not the only one. But it’s also not the end of the road. Homes are selling every day, so you can turn this around. You just need…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!