Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Beware of Homeowner "Final Notice" Letters... Read the fine print

I recently received a call from a past client who received a letter similar to this one. Unfortunately, I was unable to prevent them from paying for a home warranty they didn't need.

I want to caution you about letters that arrive in the mail and use scare tactics to prompt action. These third-party entities may attempt to sell you unnecessary life insurance, home warranties, or even charge you for a copy of your deed of trust. In this week's Saturday Strategy video, I will share an example of a mailer I recently received.

It is crucial to carefully read the fine print and remember that you can always send us a photo of the mailer to obtain our opinion before taking any action.

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

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Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance

By Kevin Brierton Team | February 20, 2023

Kevin Brierton – 2.20.2023 To sell your home this spring, it may need more preparation than it would have a year or two ago. Today’s housing market has a different feel. There are more homes for sale than there were at this time last year, but inventory is still historically low. So, if a house has been…

A red house sitting on top of a green field.

Wondering What’s Going on with Home Prices?

By Kevin Brierton Team | February 16, 2023

Kevin Brierton – 2.16.2023 The recent changes in home prices are top of mind for many as the housing market begins gearing up for spring. It can be hard to navigate misleading headlines and confusing data, so here’s what you should know about today’s home prices. Local price trends still vary by market. But looking at national…

A wooden model of a house on top of a blueprint.

Should You Consider Buying a Newly Built Home?

By Kevin Brierton Team | February 15, 2023

Kevin Brierton – 2.15.2022 If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, including a newly built home. The Number of Newly Built Homes Is on the Rise While there are more houses for…

A family is sitting on the couch together.

Why It’s Easy To Fall in Love with Homeownership

By Kevin Brierton Team | February 14, 2023

Kevin Brierton – 2.14.2023 No matter how the housing market changes, there are some things about owning a home that never changes—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours. Over the last…

A shopping cart filled with macaroni and cheese.

What You Should Know About Closing Costs

By Kevin Brierton Team | February 13, 2023

Kevin Brierton – 2.13.2023 Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to…

A street with houses on the side of it.

Why Today’s Housing Market Isn’t Headed for a Crash

By Kevin Brierton Team | February 9, 2023

Kevin Brierton – 2.9.2023 67% of Americans say a housing market crash is imminent in the next three years. With all the talk in the media lately about shifts in the housing market, it makes sense why so many people feel this way. But there’s good news. Current data shows today’s market is nothing like it was before…

Three wooden houses with a blue roof and red, green and white roofs.

Number of Homes for Sale Up from Last Year, but Below Pre-Pandemic Years

By Kevin Brierton Team | February 8, 2023

Kevin Brierton – 2.8.2023 The biggest challenge in the housing market right now, and likely for years to come, is how few homes there are for sale compared to the number of people who want to buy. That’s why, if you’re thinking about selling your house, this is a great time to do so. Your…

A man and woman are walking through the door.

How Experts Can Help Close the Gap in Today’s Homeownership Rate

By Kevin Brierton Team | February 7, 2023

Kevin Brierton – 2.7.2023 As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s…

A man holding his son up in the air.

The Top Reasons for Selling Your House

By Kevin Brierton Team | February 6, 2023

Kevin Brierton – 2.6.2023 Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And while…

A view of an open door from the living room.

Experts Forecast a Turnaround in the Housing Market in 2023

By Kevin Brierton Team | February 2, 2023

Kevin Brierton – 2.2.2023 The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year. Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down,…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!