Saturday Strategy
Mortgage FAQ's, did you knows and much more...
What is prescreenopout and why it is important to you
Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.
Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.
Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!
**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**
To help prevent this I recommend doing these 2 hacks...
Register with the Do-Not-Call Registry here: donotcall.gov
Complete the Op Out Prescreen - https://www.optoutprescreen.com/
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
The True ROI of Refinancing: More Than Simply a Lower Rate
Most people look at refinancing through one lens: “Can I lower my interest rate?” That matters, but it’s not the full story. The real return on refinancing is not always found in the rate. It’s found in what the refinance allows you to do with your cash flow, liquidity, debt structure, and long-term wealth plan.…
Lower Asking Prices Are a Win for Today’s Buyers
If affordability has been the biggest thing standing between you and a home, there’s a little good news. Asking prices have started to come down. The typical seller listed their house for a median of $429,500 in May. That’s 2.4% lower than a year ago, according to Realtor.com. On its own, that won’t transform what you…
The Jobs Report Came In Hot — And the Market Felt It Immediately
FOR THE WEEK OF JUNE 8, 2026 QUOTE OF THE WEEK “The best way to predict the future is to create it.” — Peter Drucker, Management consultant, educator, and author NATIONAL MARKET UPDATE Inventory continued to exceed, year-ago levels, giving buyers more options even as the pace of growth has slowed. Homes are now selling…
Could Moving a Bit Further Out Change Everything About Your Budget?
Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind. Home prices are still high in many markets, and even though things have improved a bit over the past year, making the numbers work can still feel like a…
The Mid-Year Housing Market Update: Why Forecasts Changed in 2026
If the housing market feels confusing right now, you’re not alone. Mortgage rates have risen. Home sales haven’t picked up like expected. And many buyers and sellers are wondering when things are going to feel easier or be more affordable. The truth is: a lot changed over the first half of this year. Back at the…
Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers
You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured. That’s the reality for a lot of buyers right now. Affordability is tight. But don’t let that discourage you. Going smaller might actually be a smart play in…
Native American Section 184 vs. VA Loan: Which Is Right for You?
Section 184 vs. VA Loan: Which Is Right for You? | Kevin Brierton If you’re a Native American homebuyer — or a loan officer working with one — you may have more options than you realize. Two of the strongest government-backed programs available today are the Section 184 Indian Home Loan Guarantee (administered by HUD)…
Sellers Are Pricing to Sell — And Inventory Is Rising. Here’s What That Means for Buyers Right Now.
For the week of June 1, 2026 QUOTE OF THE WEEK “The problem with the future is that it keeps turning into the present.”—Bill Watterson, American cartoonist NATIONAL MARKET UPDATE Inventory continued to build, with the number of homes for sale remaining above year-ago levels. New listings also increased compared to last year, giving buyers more…
VA Loan vs. Conventional Loan: Which One Is Right for You?
If you’re a Veteran or active duty service member shopping for a home, you’ve probably heard that you have access to a VA loan. What’s less clear is whether you should actually use it, or whether a conventional loan might make more sense for your situation. The honest answer is that for most Veterans, the…
The Real Reason Some People Are Still Moving Right Now
You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier. And honestly? A lot of people feel that way right now. But here’s what some are starting to realize. Waiting doesn’t usually fix the thing that made you…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!