Saturday Strategy
Mortgage FAQ's, did you knows and much more...
What is prescreenopout and why it is important to you
Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.
Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.
Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!
**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**
To help prevent this I recommend doing these 2 hacks...
Register with the Do-Not-Call Registry here: donotcall.gov
Complete the Op Out Prescreen - https://www.optoutprescreen.com/
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
Why the Economy Won’t Tank the Housing Market
Kevin Brierton – 11.29.2023 If you’re worried about a coming recession, you’re not alone. Over the past couple of years, there’s been a lot of recession talk. And many people worry, if we do have one, it would cause the unemployment rate to skyrocket. Some even fear that a spike in unemployment would lead to…
Are the Top 3 Housing Market Questions on Your Mind?
Kevin Brierton – 11.28.2023 When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something different on the news, and read something on social media that contradicts both of those thoughts. And, if you’re thinking about making…
Is Wall Street Buying Up All the Homes in America?
Kevin Brierton – 11.27.2023 If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors and wondered how they’re impacting the housing market right now. That could leave…
Why Homeowners Are Thankful They Own
Kevin Brierton – 11.23.2023 Countless people have set out on the exciting journey of homeownership. Ask around and you’ll find the vast majority are thankful they took the leap and bought a home. But why? It’s because of the many emotional and lifestyle benefits that come with being a homeowner. So, if you’re trying to decide…
Home Prices Still Growing – Just at a More Normal Pace
Kevin Brierton – 11.22.2023 If you’re feeling a bit muddy on what’s happening with home prices, that’s no surprise. Some people are still saying prices are falling, even though data proves otherwise. Part of that misconception is that people are getting their information from unreliable sources. But it’s also coming from some media coverage misrepresenting what the data…
Are There Actually More Homes for Sale Right Now?
Kevin Brierton – 11.21.2023 If you’re looking to make a move, you want to be sure you have the latest information on the housing market. To help make that possible, here’s an update on the supply of homes for sale today. Whether you’re looking to buy or sell, the number of homes available in your local market matters…
Is Your House the Top Thing on a Buyer’s Wish List this Holiday Season?
Kevin Brierton – 11.20.2023 This time every year, homeowners who are planning to move have a decision to make: sell now or wait until after the holidays. Some sellers with homes already on the market may even remove their listing until the new year. But the truth is, many buyers want to purchase a home for the…
People Are Still Moving, Even with Today’s Affordability Challenges
Kevin Brierton – 11.16.2023 If you’re thinking about buying or selling a home, you might have heard that it’s tough right now because mortgage rates are higher than they’ve been over the past few years, and home prices are rising. That much is true. Take a look at the graph below. It breaks down how the current affordability situation stacks up to recent…
The Latest 2024 Housing Market Forecast
Kevin Brierton – 11.15.2023 The new year is right around the corner, and you might be wondering if 2024 will be the right time to buy or sell a home. If you want to make the most informed decision possible, it’s important to know what the experts have to say about what’s ahead for the housing market. Spoiler…
Debt-Consolidation Refinance: Use Your Home Equity to Pay Off Debt and Save Money
Kevin Brierton – 11.14.2023 Even if you have a low rate on your mortgage, do you know how much you’re paying in interest each month for your credit cards, vehicles, and other personal debts? Managing debts with high-interest rates can feel like an uphill battle. Monthly debt payments take over a large chunk of your…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!