Saturday Strategy

Mortgage FAQ's, did you knows and much more...

What is prescreenopout and why it is important to you

Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.

Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.

Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!

**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**

To help prevent this I recommend doing these 2 hacks...

Register with the Do-Not-Call Registry here: donotcall.gov

Complete the Op Out Prescreen - https://www.optoutprescreen.com/

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

A man and woman sitting at a table with papers.

The Risks of Selling Your House on Your Own

By Kevin Brierton Team | October 19, 2023

Kevin Brierton – 10.19.2023 Are you thinking about selling your house as a For Sale by Owner (FSBO)? If so, know there’s a whole lot more time and expertise needed in that process than you might think. While the idea of doing it all by yourself might seem tempting, it’s important to recognize the challenges…

A man holding a baby in his arms.

What Are the Real Reasons You Want To Move Right Now?

By Kevin Brierton Team | October 18, 2023

Kevin Brierton – 10.18.2023 If you’re considering selling your house right now, it’s likely because something in your life has changed. And while things like mortgage rates play a big role in your decision, you don’t want that to overshadow why you thought about making a move in the first place. It’s true mortgage rates are higher right now, and that…

A group of people standing outside of a house.

How Buying a Multi-Generational Home Helps with Affordability Today

By Kevin Brierton Team | October 17, 2023

Kevin Brierton – 10.17.2023 In today’s world of rising housing costs, many buyers are looking for ways to still be able to buy a home. Some of them have found a solution in multi-generational living. Multi-generational living is when two or more adult generations live together under one roof. This includes siblings, parents, or even grandparents.…

A wooden block with a red question mark and a percent sign.

Are Higher Mortgage Rates Here To Stay?

By Kevin Brierton Team | October 16, 2023

Kevin Brierton – 10.16.2023 Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see graph below):   That can feel like a little bit of a gut punch…

A blue and white photo of a house with the text " why zillow says is a homebuying spot ".

Why Zillow Says Fall 2023 is a Homebuying “Sweet Spot”

By Kevin Brierton Team | October 15, 2023

Kevin Brierton – 10.15.2023 Most people grow up dreaming of owning a home someday, escaping the cloud of rising rents, and building wealth through home equity. However, with the recent surge in home prices, you may be wondering if this is the smartest move today. With home prices so high, is it worth buying a…

A row of houses with trees in the background.

The Latest Expert Forecasts for Home Prices in 2023

By Kevin Brierton Team | October 11, 2023

Kevin Brierton – 10.11.2023 Are you thinking about making a move? If so, all the speculation that home prices would crash this year may have you feeling a bit on edge about your decision. Let the data and the experts reassure you. Prices aren’t in a downward spiral and will actually finish the year strong. Even though you…

A woman and two girls are cooking in the kitchen.

Are Grandparents Moving To Be Closer to Their Grandkids?

By Kevin Brierton Team | October 10, 2023

Kevin Brierton – 10.10.2023 During the pandemic, many people distanced themselves from their loved ones for health reasons. Grandparents were told to stay away from their grandkids, especially as schools started to open. That’s because it would have been risky to visit with their grandchildren who may have gotten sick from school. Now that the pandemic has…

Three people sitting at a table with a laptop

Key Skills You Need Your Listing Agent To Have

By Kevin Brierton Team | October 9, 2023

Kevin Brierton – 10.9.2023 Selling your house is a big decision. And that can make it feel both exciting and a little bit nerve-wracking. However, the key to a successful sale is finding the perfect listing agent to work with you throughout the process. A listing agent, also known as a seller’s agent, helps market and sell…

A table with papers and a calculator on it

Explaining Adjustable Rate Mortgages

By Kevin Brierton Team | October 8, 2023

Kevin Brierton – 10.8.2023 When it comes to mortgages, there’s a wide array of options to choose from, and one that often piques the interest of homebuyers is the adjustable-rate mortgage or ARM. But what exactly is an ARM, and how does it differ from the more traditional fixed-rate mortgage? Let’s break it down: What…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!