Saturday Strategy

Mortgage FAQ's, did you knows and much more...

What is prescreenopout and why it is important to you

Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.

Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.

Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!

**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**

To help prevent this I recommend doing these 2 hacks...

Register with the Do-Not-Call Registry here: donotcall.gov

Complete the Op Out Prescreen - https://www.optoutprescreen.com/

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

A man and woman carrying boxes in a room.

Unpacking the Long-Term Benefits of Homeownership

By Kevin Brierton Team | October 2, 2023

Kevin Brierton – 10.2.2023 If you’re thinking about buying a home soon, higher mortgage rates, rising home prices, and ongoing affordability concerns may make you wonder if it still makes sense to buy a home right now. While those market factors are important, there’s more to consider. You should think about the long-term benefits of homeownership too. Think about…

A man and woman sitting on the couch with their dog.

Why Your House Didn’t Sell

By Kevin Brierton Team | September 28, 2023

Kevin Brierton – 9.28.2023 If your listing expired and your house didn’t sell, you’re likely feeling a little frustrated. Not to mention, you’re also probably wondering what went wrong. Here are three questions to think about as you figure out what to do next. Did You Limit Access to Your House? One of the biggest mistakes…

A view of many houses from above.

Why Today’s Housing Inventory Shows a Crash Isn’t on the Horizon

By Kevin Brierton Team | September 27, 2023

Kevin Brierton – 9.27.2023 You might remember the housing crash in 2008, even if you didn’t own a home at the time. If you’re worried there’s going to be a repeat of what happened back then, there’s good news – the housing market now is different from 2008. One important reason is there aren’t enough homes for sale.…

A woman in red jacket holding a phone.

The Return of Normal Seasonality for Home Price Appreciation

By Kevin Brierton Team | September 26, 2023

Kevin Brierton – 9.26.2023 If you’re thinking of making a move, one of the biggest questions you have right now is probably: what’s happening with home prices? Despite what you may be hearing in the news, nationally, home prices aren’t falling. It’s just that price growth is beginning to normalize. Here’s the context you need to really understand that trend. In…

A key with a house shaped keychain hanging from the handle of a door knob.

Beginning with Pre-Approval

By Kevin Brierton Team | September 25, 2023

Kevin Brierton – 9.25.2023 If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s creating some competition among buyers. But, if you’re strategic, there…

A woman and child playing in the living room.

The Many Non-Financial Benefits of Homeownership

By Kevin Brierton Team | September 21, 2023

Kevin Brierton – 9.21.2023 Buying and owning your own home can have a big impact on your life. While there are financial reasons to become a homeowner, it’s essential to think about the non-financial benefits that make a home more than just a place to live. Here are some of the top non-financial reasons to buy a…

A close up of pins on the map

Remote Work Is Changing How Some Buyers Search for Their Dream Homes

By Kevin Brierton Team | September 20, 2023

Kevin Brierton – 9.20.2023 The way Americans work has changed in recent years, and remote work is at the forefront of this shift. Experts say it’ll continue to be popular for years to come and project that 36.2 million Americans will be working remotely by 2025. To give you some perspective, that’s a 417% increase compared to the pre-pandemic years…

Two women are talking to each other in a room.

Your Home Equity Can Offset Affordability Challenges

By Kevin Brierton Team | September 19, 2023

Kevin Brierton – 9.19.2023 Are you thinking about selling your house? If so, today’s mortgage rates may be making you wonder if that’s the right decision. Some homeowners are reluctant to sell and take on a higher mortgage rate on their next home. If you’re worried about this too, know that even though rates are high right now,…

A row of houses on the side of a street.

Are More Homes Coming onto the Market?

By Kevin Brierton Team | September 18, 2023

Kevin Brierton – 9.18.2023 An important factor shaping today’s market is the number of homes for sale. And, if you’re considering whether or not to list your house, that’s one of the biggest advantages you have right now. When housing inventory is this low, your house will stand out, especially if it’s priced right. But there are some early…

A row of houses with flowers in the front yard.

Why Is Housing Inventory So Low?

By Kevin Brierton Team | September 14, 2023

Kevin Brierton – 9.14.2023 One question that’s top of mind if you’re thinking about making a move today is: Why is it so hard to find a house to buy? And while it may be tempting to wait it out until you have more options, that’s probably not the best strategy. Here’s why. There aren’t enough homes available for sale,…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!