Saturday Strategy

Mortgage FAQ's, did you knows and much more...

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What You Need To Budget for When Buying a Home

By Kevin Brierton Team | April 5, 2022

Kevin Brierton – 4.5.2022 When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances…

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Balancing Your Wants and Needs as a Homebuyer Today

By Kevin Brierton Team | April 4, 2022

Kevin Brierton – 4.4.2022 Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs. Danielle Hale, Chief Economist…

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There Are Several Great Reasons To Consider Buying a Condo Today

By Kevin Brierton Team | March 31, 2022

Kevin Brierton – 3.31.2022 If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you. Here are a few reasons condos may be something you’ll want to consider. Exploring Condos Could Add Options That Fit Your…

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What’s Happening with Mortgage Rates, and Where Will They Go from Here?

By Kevin Brierton Team | March 30, 2022

Kevin Brierton – 3.30.2022 Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here’s a visual to show how mortgage rate movement throughout 2021…

A row of houses with flowers in the front yard.

A Key To Building Wealth Is Homeownership

By Kevin Brierton Team | March 28, 2022

Kevin Brierton – 3.28.2022 The link between financial security and homeownership is especially important today as inflation rises.  But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says: “Homeownership is rewarding in so many ways and can serve as a…

A woman and child in the middle of a field.

What You Can Expect from the Spring Housing Market

By Kevin Brierton Team | March 26, 2022

Kevin Brierton – 3.26.2022 As the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising inflation, and the first rate increase from the Federal Reserve in over three years — the housing market seems to…

A view of the inside of a house under construction.

What You Need To Know if You’re Thinking About Building a Home

By Kevin Brierton Team | March 23, 2022

Kevin Brierton – 3.23.2022 If you’re ready to move up, you may be trying to decide whether you want to buy a home that’s already on the market or build a new one. And since the supply of homes available for sale today is low, you’re willing to consider either avenue. While home builders are doing everything they…

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The Many Benefits of Homeownership

By Kevin Brierton Team | March 22, 2022

Kevin Brierton – 3.22.2022 The past two years have taught us the true value of homeownership, especially the stability and the feeling of accomplishment it can provide. But homeownership has so much more to offer. Here’s a look at a few of the non-financial and financial benefits of owning a home. If you’re looking to buy…

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The Average Homeowner Gained More Than $55K in Equity over the Past Year

By Kevin Brierton Team | March 21, 2022

Kevin Brierton – 3.21.2022 If you’re a current homeowner, you should know your net worth just got a big boost. It comes in the form of rising home equity. Equity is the current value of your home minus what you owe on the loan. Today, you’re building that equity far faster than you may expect – and…

Special Report: Top 3 Risks to Interest Rates in 2022 – Will interest rates go up or down this year?

By Kevin Brierton Team | March 20, 2022

1 INFLATION Bonds across the world are trading at negative yields relative to inflation. For example, if a bond investor is earning 2% and the inflation rate is 5%, the investor is losing 3%. At some point, it seems likely that bond investors may demand higher yields in order to account for higher inflation. This…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!