Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Expert Forecasts for the 2025 Housing Market
Tuesday January 7th, 2025 For Buyers, For Sellers, Home Prices, Mortgage Rates, Forecasts Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to lean on the pros. Experts are constantly updating and revising…
Time in the Market Beats Timing the Market
Monday January 6th, 2025 For Buyers, Equity Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking, aiming to time the market isn’t a good strategy – there are too many factors at play…
Should You Sell Your House As-Is or Make Repairs?
Should You Sell Your House As-Is or Make Repairs? A recent study from the National Association of Realtors (NAR) shows most sellers (61%) completed at least minor repairs when selling their house. But sometimes life gets in the way and that’s just not possible. Maybe that’s why, 39% of sellers chose to sell as-is instead (see chart below): If you’re feeling stressed because…
A Guide for Considering Homeownership During a Divorce
Understanding Your Mortgage Options During a Divorce: A Guide for Considering Homeownership Divorce is a challenging time, and navigating financial decisions can feel overwhelming. If you’re currently renting and not working but want to buy a home, there are specific considerations to keep in mind to make this dream a reality. Here’s what you need…
Renting vs. Buying: The Net Worth Gap You Need To See
Trying to decide between renting or buying a home? One key factor that could help you choose is just how much homeownership can grow your net worth. Every three years, the Federal Reserve Board shares a report called the Survey of Consumer Finances (SCF). It shows how much wealth homeowners and renters have – and the difference is significant. On…
Finding Your Ideal Mortgage Rate: What Number Are You Waiting For?
If you’ve been keeping an eye on the housing market the last few years, you likely already know how much the mortgage rates have significantly impacted the industry. Many people (maybe yourself included) have found it extremely challenging to afford jumping into the market. However, recent developments offer some encouraging news—mortgage rates have begun to…
Understanding Mortgage Trigger Leads: A Guide for Homebuyers
Starting your journey to secure a mortgage can unexpectedly open the floodgates to calls, emails, and letters from various mortgage lenders. This overwhelming influx is often due to something called “mortgage trigger leads.” If it feels like your personal information is suddenly in high demand, you’re not alone. Many homebuyers find this practice intrusive. We’re…
7 ROUTINES TO MAKE YOUR DAYS MORE PRODUCTIVE
Follow a Regular Sleep Schedule. Getting a good night’s sleep is the first step to being more productive and accomplishing more in the day. Experts say waking up at the same time each day supports healthier sleep. Do Some Morning Tasks the Night Before. There are lots of little things to do in the morning before you…
5 REASONS BUYERS SHOULD JUMP IN NOW
The real estate market is shifting. Here’s why buyers should take advantage of those changes and get into the market right now. The inventory of homes for sale is growing. Conditions vary from market to market, but nationally the months’ supply of homes for sale has grown. We aren’t back to historic norms, but there…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!