Saturday Strategy

Mortgage FAQ's, did you knows and much more...

How Realtors and Clients Are Benefiting from Renovation Second Mortgage

Here’s the big idea:

Imagine helping your clients unlock renovation funds without touching their ultra-low first mortgage rate. Using a special second mortgage product, they can tap into future appraised value — not just current value — after they close.

✅ No need to delay closing for contractor bids or architectural plans.
✅ Helps buyers get into homes that might need future updates (think growing families!).
✅ Great reason to reach out to your database and re-engage past clients.

Action Steps for You:

  • Identify buyers who love a home but wish it had “one more bedroom” or “bigger kitchen.”
  • Reach out to past clients sitting on home equity who might want upgrades.
  • Share this video with anyone you think could benefit!

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

Gray house with porch and landscaped lawn

Rent or Buy? The Real Tradeoff Most People Don’t Talk About

By Kevin Brierton Team | April 18, 2026

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking. With today’s home prices and mortgage rates, renting can feel like the easier path. In some cases, it might even seem like the only realistic option right now. And if that’s where you are,…

Man in suit beside mortgage market update graphic

April 2026 Mortgage Market Update: Volatility Is Back… But Opportunity Is Too

By Kevin Brierton Team | April 17, 2026

If you’re waiting for the “perfect time” to make a move in this market, you might be waiting a long time. Because right now, the market isn’t perfect… it’s active. And for a lot of buyers and sellers, that’s actually creating opportunity. In my April 2026 Mortgage Market Update, I break down what’s really happening…

Man in suit beside real estate presentation

Turning Your Realtor Relationship Into a Long-Term Real Estate Wealth Relationship

By Kevin Brierton Team | April 16, 2026

Most people think of a Realtor as the person who helps them buy or sell a home. That is true, but I think that view is too small. The right Realtor should be much more than a transaction guide. They should be a long-term real estate advisor. Not in the sense of replacing a CPA…

Hand passing house keys to another hand

Getting a Tax Refund? Here’s How It Can Help You Buy a Home

By Kevin Brierton Team | April 15, 2026

If you’re getting a tax refund this year, here’s something worth thinking about. That money could actually help you get closer to buying a home. It may not be something you’ve factored into your plan yet, but it can give your savings a nice boost right when you need it most. And whether your refund…

Inside Lending newsletter header with portrait

Spring Buyers Have More Leverage Than They’ve Had in Years

By Kevin Brierton Team | April 14, 2026

Inside Lending – Week of April 13, 2026 QUOTE OF THE WEEK “Success is where preparation and opportunity meet.”—Bobby Unser,  American automobile racer NATIONAL MARKET UPDATE Housing conditions remain favorable for buyers as inventory continues to exceed last year’s levels and prices trend lower. Even with recent rate volatility, the market is offering more options…

Woman consulting parents with toddler

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

By Kevin Brierton Team | April 13, 2026

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here’s what you need to remember. While recent events do have some impact on the housing market, they don’t take buying off the table. You just have to use a different…

Family smiling as grandmother hugs child

When Buying a Home Feels Out of Reach, Some Families Do This Instead

By Kevin Brierton Team | April 9, 2026

For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of buying. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other. But some…

Hand placing wooden block with percent sign

Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.

By Kevin Brierton Team | April 8, 2026

If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. And that’s exactly why more buyers are opting for adjustable-rate mortgages, or ARMs. Here’s what you need to understand about how they work, and whether they make sense for you. What Is an Adjustable-Rate Mortgage? Since a lot of people…

Mortgage newsletter banner with smiling loan officer

Rates Are Moving… But So Is Opportunity

By Kevin Brierton Team | April 6, 2026

Inside Lending For the week of April 6, 2026 QUOTE OF THE WEEK “Plans are useless, but planning is indispensable.”—Dwight D. Eisenhower, 34th President of the United States NATIONAL MARKET UPDATE Rising inventory and softening prices continue to create more favorable conditions for buyers this spring. While mortgage rates have increased recently, they remain below last…

Row of modern suburban houses on sunny street

Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

By Kevin Brierton Team | April 5, 2026

When your house sits on the market longer than expected, it can get frustrating fast. You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead? While it sounds like a simple backup plan, becoming “accidental landlord” is actually a much bigger decision than most people realize. That’s when someone…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!