Saturday Strategy
Mortgage FAQ's, did you knows and much more...
How Realtors and Clients Are Benefiting from Renovation Second Mortgage
Here’s the big idea:
Imagine helping your clients unlock renovation funds without touching their ultra-low first mortgage rate. Using a special second mortgage product, they can tap into future appraised value — not just current value — after they close.
✅ No need to delay closing for contractor bids or architectural plans.
✅ Helps buyers get into homes that might need future updates (think growing families!).
✅ Great reason to reach out to your database and re-engage past clients.
Action Steps for You:
- Identify buyers who love a home but wish it had “one more bedroom” or “bigger kitchen.”
- Reach out to past clients sitting on home equity who might want upgrades.
- Share this video with anyone you think could benefit!
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
Why So Many People Are Thankful They Bought a Home This Year
Homebuyers are weighing their options right now, and they certainly have a lot on their minds. With everything going on in the job market, the economy, and more – there’s a lot to think about these days. And maybe that’s making you wonder if it really makes sense to buy a home right now. But here’s what…
Why Buying a Home Still Pays Off in the Long Run
Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life. But here’s the part people don’t talk about enough: renting doesn’t help you build your financial future. Meanwhile, homeowners grow…
How To Evaluate the Safety of Your Home Equity
A Certified Liability Advisor Breakdown When most homeowners think about “safety,” they think alarms, locks, and insurance. But as a Certified Liability Advisor, safety also means something deeper: How protected is the wealth you’ve built inside your home? The equity sitting in your house is real money… but it’s not always as safe as people…
Inventory Up, Prices Steady—A More Balanced Market Emerging
Inside Lending – Week of November 24, 2025 QUOTE OF THE WEEK “Never fight an inanimate object.”—P. J. O’Rourke, American author and journalist NATIONAL MARKET UPDATE Sales of existing homes scored a modest gain in October, reaching an eight-month high. Buyers are seeing more options—inventory is up almost 11% the past year—while the median price…
4 Reasons Your House Is High on Every Buyer’s Wish List This Season
When the holidays roll around, travel plans, family gatherings, and all the chaos of the season may make you think it’s better to pull your listing off the market or to wait until 2026 to sell your house. But here’s the thing. Waiting could mean missing out on a great window of opportunity. Because while other…
The Housing Market Is Turning a Corner Going into 2026
After several years of high mortgage rates and hesitation from buyers, momentum is quietly building beneath the surface of the housing market. Sellers are reappearing. Buyers are re-engaging. And for the first time in what feels like forever, there’s movement happening again. No, it’s not a surge. But it is a shift – and it’s one that…
Most Experts Are Not Worried About a Recession
Homebuyers are watching the economy closely, and for good reason. Buying a home is one of the biggest purchases most people ever make. And some recession talk in the media has made a lot of would-be buyers second guess their plans. In the latest LendingTree survey, almost 2 in 3 Americans said they think a recession is coming.…
The Top 2 Things Homeowners Need To Know Before Selling
Here’s something you should know before you sell your house. The homeowners who win in today’s market aren’t the ones waiting it out or stepping back. They’re the ones who adapt from the start. A number of homeowners this year didn’t get the outcome they wanted. But it’s not because something’s wrong with the market. It’s…
Liquidity Matters More Than a Paid-Off Mortgage
Most people were raised to believe the ultimate financial goal is a paid-off house. It feels safe, it feels responsible, and it feels like the “right” thing to do. But when you look at it through the Borrow Smart | Repay Smart lens, you realize something important: equity is not the same as liquidity—and liquidity…
More Listings, Easier Credit, and the Strongest November in 3 Years
Inside Lending – Week of November 17, 2025 QUOTE OF THE WEEK “If you want to kill any idea in the world, get a committee working on it.”—Charles Kettering, American inventor, engineer, and businessman NATIONAL MARKET UPDATE The Mortgage Bankers Association (MBA) noted homebuying got off to its strongest November start in three years, as…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!