Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Can someone buy a new home with a home equity loan versus a mortgage if they put enough down?

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

Weekly lending update with market insights.

More Homes, Higher Rates: What This Week’s Numbers Mean For You

By Kevin Brierton Team | September 28, 2026

Inside Lending FOR THE WEEK OF September 28, 2026 QUOTE OF THE WEEK “If you don’t know where you are going, you might wind up someplace else.” — Yogi Berra, American baseball player and manager NATIONAL MARKET UPDATE Active inventory climbed 5.8% from last year and topped 1.17 million homes, remaining near its highest level…

Blocks representing mortgage rates and homes.

The Mortgage Rate You See Online Isn’t the One You’d Get in Metro Phoenix

By Kevin Brierton Team | September 28, 2026

You’ve probably seen the headlines saying mortgage rates have climbed to their highest point since January 2025. If that’s making you hesitate on a home search in Scottsdale, Gilbert, Buckeye, or anywhere else in the Valley, here’s the thing to remember. That headline number isn’t necessarily your number. It’s one of the most common misconceptions…

Lending update graphic highlighting current market trends.

The Fed Just Raised Rates. Buyers Still Have Leverage.

By Kevin Brierton Team | September 21, 2026

Inside Lending FOR THE WEEK OF September 21, 2026 QUOTE OF THE WEEK “You can’t wait for inspiration. You have to go after it with a club.” — Jack London, American novelist NATIONAL MARKET UPDATE Active inventory climbed 5.0% from last year and remains near its highest level since 2019. More homes to choose from,…

Lending update: job rates and buyer leverage insights.

Jobs Keep Rates Higher but Buyers Just Got More Leverage — Here’s What’s Behind It

By Kevin Brierton Team | September 8, 2026

Inside Lending FOR THE WEEK OF September 8, 2026 QUOTE OF THE WEEK “A person who never made a mistake never tried anything new.” — Albert Einstein, Theoretical physicist NATIONAL MARKET UPDATE Housing inventory reached 1.15 million homes, the highest level since 2019 and up 4.7% from last year. More choices and softer prices continue…

Remote work influences Phoenix real estate trends.

Remote Work Is Bringing Buyers to Greater Phoenix, and Reshaping Where They Buy Once They’re Here

By Kevin Brierton Team | September 7, 2026

If you can work from anywhere, the question isn’t just “can I afford a home.” It’s “where does my paycheck actually go furthest, and what kind of life am I building.” For a growing number of buyers, the answer keeps landing on Greater Phoenix. I’m seeing this play out two ways right now, and both…

College funding strategies for Arizona parents.

Is Buying ASU Student Housing Better Than Renting?

By Kevin Brierton Team | September 2, 2026

For many Arizona parents, college planning eventually becomes a pretty expensive question: How are we going to pay for four years of tuition, housing and everything else that comes with college? Most families immediately think about 529 plans, savings, student loans or possibly pulling money from retirement accounts. But there may be another strategy worth…

Thinking About Tapping Into Your 401(k) To Buy a Home in Phoenix? Read This First.

By Kevin Brierton Team | September 1, 2026

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Maybe you’ve caught the buzz and wondered whether that money could get you into a home faster here in the Valley, especially with affordability as tough as it is. Here’s what you need to remember.…

Lending update: buyers gain leverage this week.

Buyers Have More Leverage Than They’ve Had in Years — But This Week Could Change That

By Kevin Brierton Team | August 31, 2026

Inside Lending FOR THE WEEK OF August 31, 2026 QUOTE OF THE WEEK  “Success is the sum of small efforts, repeated day in and day out.” — Robert Collier, American author NATIONAL MARKET UPDATE Active inventory reached 1.14 million homes, its highest level since 2019, while the median asking price slipped to $420,000. Homes are…

Inside Lending update on buyer leverage trends.

Buyer Leverage Is Back: Inventory Hits Its Highest Level Since 2019

By Kevin Brierton Team | August 24, 2026

Inside Lending FOR THE WEEK OF August 24, 2026 QUOTE OF THE WEEK “The cure for boredom is curiosity. There is no cure for curiosity.” — Dorothy Parker, American poet, critic, and screenwriter NATIONAL MARKET UPDATE Active inventory climbed 3.6% from a year ago and reached its highest level since November 2019, giving buyers more…

Big Investors Are Backing Off Metro Phoenix, and That’s Your Opening

By Kevin Brierton Team | August 21, 2026

Big Investors Are Backing Off Metro Phoenix, and That’s Your Opening For years, a lot of would-be Phoenix homebuyers have worried about the same thing. How do you compete with big investors who can swoop in, pay cash, and snap up the houses you want in Gilbert, Queen Creek, or Surprise? Well, worry a little…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!