Kevin Brierton - Branch Manager CLA, CMPS, NMLS 599873

Your No Excuse Lender

As YOUR NO EXCUSE LENDER, we provide clear communication, great follow-up, and on-time closings—no excuses. Our mission is to empower families and partners with a more confident mortgage experience. We’re not just here for the pre-approval and loan process; we’re committed to guiding our clients for the next 30 years, helping them grow wealth through smart mortgage strategies

Clear. Consistent. On-Time. No Excuses

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Kevin Brierton Team

The Kevin Brieton Team is committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. 

Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types

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You Deserve More.... You Deserve a No Excuse Mortgage Process

Are you sick of excuses from lenders & banks? We are too!

We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.

Certified Liability Advisor program overview and details.
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Families Not Files

Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.

We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.

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FREE Mortgage Payment Calculator & Mortgage Rate Updates

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How Homeownership Can Help Shield You from Inflation

Kevin Brierton – 4.26.2022 If you’re following along with the news today, you’ve likely heard about rising inflation. You’re also likely feeling the impact in your day-to-day life as prices go up for gas, groceries, and more. These rising consumer costs can put a pinch on your wallet and make you re-evaluate any big purchases…

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Is It Enough To Offer Asking Price in Today’s Housing Market?

Kevin Brierton – 4.25.2022 If you’re planning to buy a home this season, you’re probably thinking about what you’ll need to do to get your offer accepted. In previous years, it was common for buyers to try and determine how much less than the asking price they could offer to still get the home. The buyer and…

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Why This Housing Market Is Not a Bubble Ready To Pop

Kevin Brierton – 4.21.2022 Homeownership has become a major element in achieving the American Dream. A recent report from the National Association of Realtors (NAR) finds that over 86% of buyers agree homeownership is still the American Dream. Prior to the 1950s, less than half of the country owned their own home. However, after World War II, many returning veterans used…

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How To Approach Rising Mortgage Rates as a Buyer

Kevin Brierton – 4.20.2022 In the last few weeks, the average 30-year fixed mortgage rate from Freddie Mac inched up to 5%. While that news may have you questioning the timing of your home search, the truth is, timing has never been more important. Even though you may be tempted to put your plans on hold in…

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Why Pre-Approval Is an Important Step for Today’s Homebuyers

Kevin Brierton – 4.19.2022 Being intentional and competitive are musts when buying a home this season. That’s why pre-approval is so important today. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Peter Warden, Editor of The Mortgage Reports, explains: “The lender will check…

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Is It Time To Buy a Smaller Home?

Kevin Brierton – 4.18.2022 Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies….

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How to Understand Your Home Appraisal

COMPS, ADJUSTMENTS, AND THE APPRAISER’S ESTIMATE OF VALUE WHAT IS AN APPRAISAL? A home appraisal is an estimate of your home’s value. It’s simply a professional appraiser’s opinion of what he/she thinks your home may be worth. Mortgage lenders base your loan amount on the LESSER of the appraised value or the purchase price. HOW…

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On the Fence of Whether or Not To Move This Spring? Consider This.

Kevin Brierton – 4.14.2022 If you’re thinking of selling your house, it may be because you’ve heard prices are rising, listings are going fast, and sellers are getting multiple offers on their homes. But why are conditions so good for sellers today? And what can you expect when you move? To help answer both of those questions, let’s turn to the data….

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Where Are Mortgage Rates Headed?

Kevin Brierton – 4.13.2022 There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast interest rates and or, more specifically, if you’re a real estate economist mortgage rates, because you will…

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