Kevin Brierton
Your No Excuse Lender
As YOUR NO EXCUSE LENDER we provide clear communication, great follow up & on time closings with no excuses to empower families & partners with an even more confident mortgage experience. We are committed to helping our clients not only during the pre-approval & loan process but also over the next 30 yrs.
Clear Communication +
Great Follow Up +
On Time Closings +
= No Excuses
NEO + Brierton
NEO Homes Loans represents THE NEW EXPECTATIONS that clients should have of their mortgage company.
NEO and The Kevin Brieton Team are both committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.
Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types
You Deserve More.... You Deserve a No Excuse Mortgage Process
Are you sick of excuses from lenders & banks? We are too!
We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.
What is CMPS?
We are Certified Mortgage Planning Specialists (CMPS)
We understand that we are helping families with perhaps the biggest debts of their lives. Our team agrees that its our professional responsibility is to help manage these debts to fit their short and long-term goals.
Families Not Files
Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.
We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.
Why It Makes Sense To Move Before Spring
Kevin Brierton – 1.26.2023 Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year.…
Why You Shouldn’t Fear Today’s Foreclosure Headlines
kevin Brierton – 1.25.2023 If you’ve seen recent headlines about foreclosures surging in the housing market, you’re certainly not alone. There’s no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, the data shows…
The 3 Factors That Affect Home Affordability
Kevin Brierton – 1.24.2023 If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares: “. . . with slowly improving affordability and…
Want To Sell Your House? Price It Right.
Kevin Brierton – 1.23.2023 Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re considering selling your house soon, you’ll want to adjust your expectations accordingly. As realtor.com explains: “. . . some of the more prominent pandemic trends have changed, so sellers might wish…
Pre-Approval in 2023: What You Need To Know
Kevin Brierton – 1.19.2023 One of the first steps in your home-buying journey is getting pre-approved. To understand why it’s such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains: “In a preapproval [sic], the lender tells you which types of loans you may be eligible to take out, how much you…
These 3 Tips Can Improve Your Credit Score by up to 30%
Source: Momentifi THESE 3 TIPS CAN IMPROVE YOUR CREDIT SCORE BY UP TO 30% Your balance-to-limit ratio looks at the balance you owe vs. your available credit lines. This has a 30% impact on your score. Keeping your credit balances below 50% of your available limit is very important. Keeping your balances below 30% of your available…
FIVE THINGS THAT IMPACT YOUR CREDIT SCORES
HOW ARE CREDIT SCORES CALCULATED? Your credit scores usually determine the price you pay for your money (mortgages, auto loans, auto leases, credit cards, business loans, etc.). Perhaps the most significant part of your credit report is your credit score. Credit scores range from 350 to 850, with 850 being the best possible credit score,…
Have Home Values Hit Bottom?
Kevin Brierton – 1.18.2023 Whether you’re already a homeowner or you’re looking to become one, the recent headlines about home prices may leave you with more questions than answers. News stories are talking about home prices falling, and that’s raising concerns about a repeat of what happened to prices in the crash in 2008. One of the questions that’s on…
Think Twice Before Waiting for 3% Mortgage Rates
Kevin Brierton – 1.17.2023 Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyers experienced a hit to their purchasing power as a result, and some decided to press pause on their…
Winter 2024 - Buyer And Seller Guides
Thinking About Buying a Home?
The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.
You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Click Here to Download
Thinking About Selling Your House Soon?
It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.
You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.
Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.
Click Here to Download
FREE Mortgage Payment Calculator & Mortgage Rate Updates
NEO represents THE NEW EXPECTATIONS that clients should have of their mortgage company. We are committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.
Contact us today!
Reach out to learn how we can help you and your family grow your wealth, make smart decisions, and save money.