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NO EXCUSE MORTGAGE PRACTICE

Clear Communication, Great Follow Up & On Time Closings

Step-by-Step Guidance Through the Mortgage Process From Expert Consultation to Easy & Quick Application

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What to Expect

We run a NO EXCUSE MORTGAGE PRACTICE that provides clear communication, great follow up & on time closings to empower families & partners with an even more confident mortgage experience. We are committed to helping our clients not only during the pre-approval & loan process but also over the next 30 yrs.

Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you!

Step 1 Discovery

We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.

Families Not Files

Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.

We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.

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Certified Mortgage Planning Specialists in Scottsdale, AZ

We are Certified Mortgage Planning Specialists (CMPS)

We understand that we are helping families with perhaps the biggest debts of their lives. Our team agrees that its our professional responsibility is to help manage these debts to fit their short and long-term goals.

Home improvement

Which Home Improvement Projects Are Most Likely to Increase Your Home Value?

According to two recent studies on this topic, here are the top home improvement projects that are likely to add the most value to your home: 1 – Landscape improvement 2 – Bathroom improvement 3 – Kitchen improvement 4 – New roof 5 – New windows 6 – New garage door 7 – New siding…

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Tax Deductible Items for 2021 Mortgages

Congratulations on your mortgage closing!  Here is a general overview of some information that may be helpful to you and your CPA as you prepare your 2021 tax returns (the return you’ll file by April 2022). NOTE: These items are only deductible if you itemize.  They do not apply if you take the standard deduction.…

Kevin Brierton strategic

Two Ways to Be More Strategic With Your Credit

Your length of credit history looks at how long your accounts have been opened. This has a 15% impact on your score. The longer your accounts have been opened, the higher your score will be; newly opened accounts will bring your score down. Here are three practical steps for you to improve your score in…

Vacation

Should You Cash-out Your Home Equity to Buy a Vacation Home?

The main problem with cashing out the equity in your primary home to buy a vacation home is that you lose the tax deduction on the mortgage. Mortgage interest is only deductible if you itemize your tax deductions AND if the mortgage proceeds are used to buy, build or improve a “qualified residence”. Here’s the…

Mortage Rates graph

Cost of Waiting to Buy $30,000 Mistake

Just one year of waiting to buy a house could cost you tens of thousands of dollars (see charts). For example, a homebuyer considering a $250,000 home would lose $7,500 if home prices increase by 3% during that one year timeframe.  They would lose an additional $21,391 over the life of a $200,000 mortgage if…

Winter 2023 - Buyer And Seller Guides

Thinking About Buying a Home?

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.

You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

Thinking About Selling Your House Soon?

It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.

You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

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Payment Calculators

NEO represents THE NEW EXPECTATIONS that clients should have of their mortgage company.  We are committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. Let me know if you would like more information about NEO Home Loans.