Kevin Brierton - Branch Manager CLA, CMPS, NMLS 599873

Your No Excuse Lender

As YOUR NO EXCUSE LENDER, we provide clear communication, great follow-up, and on-time closings—no excuses. Our mission is to empower families and partners with a more confident mortgage experience. We’re not just here for the pre-approval and loan process; we’re committed to guiding our clients for the next 30 years, helping them grow wealth through smart mortgage strategies

Clear. Consistent. On-Time. = No Excuses

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Kevin Brierton Team

The Kevin Brieton Team is committed to helping our clients grow their wealth and better understand their holistic financial situation, not just to give them debt. 

Whether you need a Conventional loan, FHA loan, VA loan, Jumbo loan, Reverse Mortgage, Renovation loan, Home Equity Lines of Credit ( HELOC ) or a non QM Portfolio loan we are here to educate and serve you! Learn more about Loan Types

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You Deserve More.... You Deserve a No Excuse Mortgage Process

Are you sick of excuses from lenders & banks? We are too!

We have built a No Excuse Mortgage Process backed by a No Excuse Promise designed to provide an process that provides clear communication, great follow up and on time closings with no excuses.

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Families Not Files

Our loan files are titled FAMILIES rather than "files" because the team understands that a family trusts us behind all that paperwork.

We work towards getting these families a place to call home now and into the future. Kevin Brierton Team is here to create lifelong clients with our world-class services.

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FREE Mortgage Payment Calculator & Mortgage Rate Updates

Inside Lending: Housing Market 2026 Outlook.

Housing Market Enters 2026 With Improving Balance and Opportunity

Inside Lending For the week of JANUARY 5, 2026 QUOTE OF THE WEEK “’Expert: a person who makes three correct guesses consecutively.”—Laurence J. Peter, Canadian educator and “hierachiologist” NATIONAL MARKET UPDATE The Pending Home Sales index of signed contracts on existing homes shot up more than 3% in November and is up almost 3% annually. That’s…

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Why Pre-Approval Should Be Your First Step – Not an Afterthought

Finding the right home feels exciting – but being pre-approved for your loan is what makes it possible. Whether you’re planning to buy soon or still just thinking about it, getting pre-approved is one of the best moves you can make. Here’s why. 1. What Is Pre-Approval, Really? Pre-approval is much more than a guess. It means…

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More Buyers Are Planning To Move in 2026. Here’s How To Get Ready.

Momentum is quietly building in the housing market. New data from NerdWallet shows more Americans are starting to think about buying a home again. Last year, 15% of respondents said they planned to buy a home in the next 12 months. This year, that number rose to 17%. That 2% increase might not sound like a big jump, but in a…

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Not Sure If You’re Ready To Buy a Home? Ask Yourself These 5 Questions.

If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a lot. But…

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Understanding EPR™: The Hidden Cost of Your Mortgage

When most people think about the cost of a mortgage, they focus on one thing: the interest rate.But the interest rate only tells part of the story. There’s another number almost no one talks about, and it can quietly cost you hundreds of thousands of dollars over time. It’s called EPR™, or Effective Percentage Rate….

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Reasons To Be Optimistic About the 2026 Housing Market

If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while. After a stretch where many people felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity for people who want to make a…

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The Hidden Wealth Trap: Paying Off Debt

The Hidden Wealth Trap: Paying Off Debt Too Quickly

Paying off debt feels responsible. For many homeowners, it feels like the ultimate financial win. No payments. No interest. No stress. But here’s the part most people never see. Paying off debt too quickly can quietly limit long-term wealth. This is what we call the hidden wealth trap. Why faster isn’t always better When extra…

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Your House Didn’t Sell. What Now?

When your house doesn’t sell, it does more than disrupt your plans, it hits close to home. You prepared for the next chapter. You told people you were moving. You pictured where you’d go next. And then nothing happened. It’s normal to feel frustrated, confused, or even a little embarrassed. But here’s the part you…

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Housing Market Momentum Builds Heading Into 2026

Inside Lending – Week of December 22, 2025 QUOTE OF THE WEEK “Let’s have some new cliches.”—Samuel Goldwyn, Polish-born American film producer and pioneer in the American film industry NATIONAL MARKET UPDATE Existing Home Sales gained in November, hitting a nine-month high. The median price is just 1.2% higher than year ago, as affordability improves—wage…

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Winter 2025 / 2026 - Buying & Selling Guides

Thinking About Buying a Home?

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone.

You may be wondering if now is a good time to buy a home…or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download

Thinking About Selling Your House Soon?

It’s difficult to know when is the best time to sell, or how to get the most money for your house, but you don’t need to go through the process alone.

You may be wondering if prices are projected to rise or fall…or how much competition you may be facing in your market. The free eGuide below will answer many of your questions and likely bring up a few things you haven’t even thought about yet.

Simply fill out the form below to receive your copy of the eGuide, and feel free to get in touch if you have any questions.

Click Here to Download