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P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
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The Retiree Who Used Mortgage Planning to Boost Income by $1,100 a Month
Most retirees think their mortgage is something they should rush to pay off. This retiree learned a different lesson: the right mortgage plan can actually increase monthly income. The Problem This homeowner was nearing retirement with a large home and a 15-year mortgage.The payment was high, leaving very little room to save, invest, or cover…
It’s Getting More Affordable To Buy a Home
There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines. Buying a home is getting more affordable. Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean everyone can suddenly afford a…
Home Insurance Costs Are Rising: What Buyers Should Plan For
Buying a home is one of the biggest purchases you’ll ever make. And homeowner’s insurance is what protects that investment. Think of it as your safety net. NerdWallet explains it: But that peace of mind does come with a cost, and lately those costs have been rising. Why Home Insurance Premiums Are Going Up There are a…
🛠 Top 4 Myths (and Truths) About Reverse Mortgages
Reverse mortgages often get a bad rap, but most of what people think they know simply isn’t true. Let’s set the record straight with the top myths and facts: ❌ Myth #1: The bank takes your house ✅ Truth: You own your home—your name stays on title. A reverse mortgage is just a loan, structured…
A Calm Start to 2026 May Be the Opportunity Most Buyers Miss
Inside Lending For the week of February 2, 2026 QUOTE OF THE WEEK “Progress is impossible without change, and those who cannot change their minds cannot change anything.”—George Bernard Shaw, Irish playwright and critic NATIONAL MARKET UPDATE The housing market is finding a comfortable early-year pace. According to the National Association of REALTORS®, Existing Home Sales…
How to Create $700 in Monthly Cash Flow — Without Earning More
When people want more monthly cash flow, their first thought is usually “I need to make more money.”But for many homeowners, the fastest way to free up cash has nothing to do with income. It comes from how their debts are structured. Cash flow is simply the money left over after your monthly bills are…
Why So Many Homeowners Are Downsizing Right Now
For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. According to Realtor.com and the Census, nearly 12,000 people will turn 65 every day for the next two years. And the latest data shows as many as 15% of those older Americans are planning to retire in 2026. And another 23% will do…
Top 2026 Housing Markets for Buyers and Sellers
Top 2026 Housing MWho doesn’t love a top 10 list? Well, here are two top 10 lists for the housing market this year. But before you take a look, there’s something you should know. If a move is on your radar for 2026, here’s the most important thing you need to understand upfront: there isn’t one…
You May Not Want To Skip Over That House That’s Been Sitting on the Market
When you see a house that’s been sitting on the market for a while, the reaction is almost automatic. You start thinking: That mindset made sense a few years ago. But in today’s market, you may actually miss out. More Time on Market Isn’t Automatically a Concern Anymore A few years ago, homes sold in…
Buyers Are Back, Sellers Are Listing—But Strategy Matters More Than Ever
Inside Lending – Week of January 26, 2026 QUOTE OF THE WEEK “Is it ignorance or apathy? Hey, I don’t know and I don’t care.”—Jimmy Buffett, American singer-songwriter, author, and businessman NATIONAL MARKET UPDATE The year is off to a great start. For the week ending January 16, applications for purchase mortgages were 12% higher…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!