Saturday Strategy

Mortgage FAQ's, did you knows and much more...

What is prescreenopout and why it is important to you

Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.

Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.

Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!

**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**

To help prevent this I recommend doing these 2 hacks...

Register with the Do-Not-Call Registry here: donotcall.gov

Complete the Op Out Prescreen - https://www.optoutprescreen.com/

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

A group of people sitting at a table in front of windows.

A Real Estate Professional Helps You Separate Fact from Fiction

By Kevin Brierton Team | July 28, 2022

Kevin Brierton – 7.28.2022 If you’re following the news, chances are you’ve seen or heard some headlines about the housing market that don’t give the full picture. The real estate market is shifting, and when that happens, it can be hard to separate fact from fiction. That’s where a trusted real estate professional comes in.…

A man and woman standing in front of a house.

Want To Buy a Home? Now May Be the Time.

By Kevin Brierton Team | July 27, 2022

Kevin Brierton – 7.27.2022 There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced, now may be your opportunity. The number of homes for sale in the U.S. has been growing over the past four months as rising mortgage rates help slow…

A man standing in front of a window opening curtains.

A Window of Opportunity for Homebuyers

By Kevin Brierton Team | July 26, 2022

Kevin Brierton – 7.26.2022 Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand and home sales. But the transition back toward…

A wooden easel with money and some houses

What’s Causing Ongoing Home Price Appreciation?

By Kevin Brierton Team | July 25, 2022

Kevin Brierton – 7.25.2022 If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth will moderate due to the shifting market, ongoing appreciation is expected. That means home prices won’t fall. Here’s a look at two key reasons experts forecast…

A view of houses from above, with trees in the background.

Think Home Prices Are Going To Fall? Think Again

By Kevin Brierton Team | July 21, 2022

Kevin Brierton – 7.21.2022 Over the last two years, the rate of home prices appreciated at a dramatic pace. While that led to incredible equity gains for homeowners, it’s also caused some buyers to wonder if home prices will fall. It’s important to know the housing market isn’t a bubble about to burst, and home price growth is supported…

A man standing on the balcony of his apartment looking at his phone.

Should You Buy a Home with Inflation This High?

By Kevin Brierton Team | July 20, 2022

Kevin Brierton – 7.20.2022 While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet at the gas pump or the grocery store, but that news may also leave you wondering: should I still buy a home right now?…

A bunch of keys that are on top of a table.

Why Pre-Approval Is a Game Changer for Homebuyers

By Kevin Brierton Team | July 19, 2022

Kevin Brierton – 7.19.2022 If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market? The truth is, getting a pre-approval letter from your lender is critical, and when…

A group of people standing in front of open doors.

Wondering Where You’ll Move if You Sell Your House Today?

By Kevin Brierton Team | July 18, 2022

Kevin Brierton – 7.18.2022 If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. That’s because today’s market is undergoing a shift, and the supply of homes for sale is increasing as a result. That…

A bunch of bubbles are in the air outside

Housing Experts Say This Isn’t a Bubble

By Kevin Brierton Team | July 14, 2022

Kevin Brierton – 7.14.2022 With so much talk about an economic slowdown, some people are asking if the housing market is heading for a crash like the one in 2008. To really understand what’s happening with real estate today, it’s important to lean on the experts for reliable information. Here’s why economists and industry experts say the housing market is…

How Will Rising Interest Rates Impact Home Values?

By Kevin Brierton Team | July 14, 2022

INTEREST RATES ARE ON THE RISE:HERE’S HOW HOME PRICES MAY BE IMPACTED WHY ARE INTEREST RATES GOING UP? The Fed recently decided to reverse its pandemic-era stimulus programs, causing mortgage rates to jump by over 2% since the beginning of this year. Rates may continue to drift higher in the months ahead because inflation is at…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!