Saturday Strategy
Mortgage FAQ's, did you knows and much more...
What is prescreenopout and why it is important to you
Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.
Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.
Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!
**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**
To help prevent this I recommend doing these 2 hacks...
Register with the Do-Not-Call Registry here: donotcall.gov
Complete the Op Out Prescreen - https://www.optoutprescreen.com/
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
Why the Forbearance Program Changed the Housing Market
Kevin Brierton – 8.8.2022 When the pandemic hit in 2020, many experts thought the housing market would crash. They feared job loss and economic uncertainty would lead to a wave of foreclosures similar to when the housing bubble burst over a decade ago. Thankfully, the forbearance program changed that. It provided much-needed relief for homeowners so a…
Why It’s Still a Sellers’ Market
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Buying a Home May Make More Financial Sense Than Renting One
Kevin Brierton – 8.3.2022 If rising home prices leave you wondering if it makes more sense to rent or buy a home in today’s housing market, consider this. It’s not just home prices that have risen in recent years – rental prices have skyrocketed as well. As a recent article from realtor.com says: “The median rent across the 50 largest US metropolitan…
3 Graphs To Show This Isn’t a Housing Bubble
Kevin Brierton – 8.2.2022 With all the headlines and buzz in the media, some consumers believe the market is in a housing bubble. As the housing market shifts, you may be wondering what’ll happen next. It’s only natural for concerns to creep in that it could be a repeat of what took place in 2008. The good…
Why Are People Moving Today?
Kevin Brierton – 8.1.2022 Buying a home is a major life decision. That’s true whether you’re purchasing for the first time or selling your house to fuel a move. And if you’re planning to buy a home, you might be hearing about today’s shifting market and wondering what it means for you. While mortgage rates are higher than they were…
How the Fed Rate Hikes Impact You
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A Real Estate Professional Helps You Separate Fact from Fiction
Kevin Brierton – 7.28.2022 If you’re following the news, chances are you’ve seen or heard some headlines about the housing market that don’t give the full picture. The real estate market is shifting, and when that happens, it can be hard to separate fact from fiction. That’s where a trusted real estate professional comes in.…
Want To Buy a Home? Now May Be the Time.
Kevin Brierton – 7.27.2022 There are more homes for sale today than at any time last year. So, if you tried to buy a home last year and were outbid or out priced, now may be your opportunity. The number of homes for sale in the U.S. has been growing over the past four months as rising mortgage rates help slow…
A Window of Opportunity for Homebuyers
Kevin Brierton – 7.26.2022 Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand and home sales. But the transition back toward…
What’s Causing Ongoing Home Price Appreciation?
Kevin Brierton – 7.25.2022 If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth will moderate due to the shifting market, ongoing appreciation is expected. That means home prices won’t fall. Here’s a look at two key reasons experts forecast…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!