Saturday Strategy

Mortgage FAQ's, did you knows and much more...

What is prescreenopout and why it is important to you

Last week, we covered identifying questionable mail, and now let's focus on Prescreenoptout.com and trigger leads.

Prescreenoptout.com offers an easy way to safeguard your privacy by opting out of pre-approved credit offers. This reduces unwanted mail and gives you control over your personal data. In this weeks Saturday Strategy video I talk about how and why you want to do this.

Trigger leads occur when a credit inquiry is made on your report, indicating potential credit or loan interest. Companies sell your information to lenders, leading to a barrage of loan offers. Be cautious about sharing your credit data with callers, as they may not be from the company you think. Stay informed and protect your personal information!

**We want to assure you that we do NOT sell any of your information after we have pulled your credit. However, we would like to inform you that the credit bureaus keep a record of the credit inquiry, which they unfortunately sell to bidders in the form of "trigger leads." This often results in receiving numerous spam calls from online lenders. Although every bank is actively fighting against this, we currently have no control over stopping it. We understand that this can be frustrating, and we apologize for any inconvenience caused.**

To help prevent this I recommend doing these 2 hacks...

Register with the Do-Not-Call Registry here: donotcall.gov

Complete the Op Out Prescreen - https://www.optoutprescreen.com/

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

A bird 's eye view of many houses and streets.

The Latest on Supply and Demand in Housing

By Kevin Brierton Team | October 18, 2022

Kevin Brierton – 10.18.2022 Over the past two years, the substantial imbalance of low housing supply and high buyer demand pushed home sales and buyer competition to new heights. But this year, things are shifting as supply and demand reach an inflection point. The graph below helps tell the story of just how different things are…

Two people playing wii in a living room.

The Emotional and Non-financial Benefits of Homeownership

By Kevin Brierton Team | October 17, 2022

Kevin Brierton – 10.17.2022 With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership. Homeowners Can Make…

A row of houses with iron railings and flowers.

Perspective Matters When Selling Your House Today

By Kevin Brierton Team | October 13, 2022

Kevin Brierton – 10.13.2022 Does the latest news about the housing market have you questioning your plans to sell your house? If so, perspective is key. Here are some of the ways a trusted real estate professional can explain the shift that’s happening today and why it’s still a sellers’ market even during the cooldown. Fewer Homes for…

A man and child playing with blocks on the floor.

Four Things That Help Determine Your Mortgage Rate

By Kevin Brierton Team | October 12, 2022

Kevin Brierton – 10.12.2022 If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat…

A man sitting at a table with another person.

What Are Experts Saying About the Fall Housing Market?

By Kevin Brierton Team | October 11, 2022

Kevin Brierton – 10.11.2022 The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall. To help you make a confident decision, lean on the professionals for insights. Here are a few things experts…

A person holding coins and a plant in their hands.

Saving for a Down Payment? Here’s What You Should Know.

By Kevin Brierton Team | October 10, 2022

Kevin Brierton – 10.10.22 As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in reach than you originally…

A woman sitting at a table with her laptop.

Two Questions Every Homebuyer Should Ask Themselves Right Now

By Kevin Brierton Team | October 6, 2022

Kevin Brierton – 10.06.2022 Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in…

A view of houses from above, with trees in the background.

The Long-Term Benefit of Homeownership

By Kevin Brierton Team | October 5, 2022

Kevin Brierton – 10.05.2022 Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to factor the long-term benefits of homeownership into your decision. Consider this: if you know people who…

A black and white photo of a sign with the symbol for percent.

The Cost of Waiting for Mortgage Rates To Go Down

By Kevin Brierton Team | October 4, 2022

Kevin Brierton – 10.04.2022 Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when you set your homebuying plans. The Impact of Rising Mortgage Rates As mortgage…

A living room with white furniture and a fireplace.

How To Prep Your House for Sale This Fall

By Kevin Brierton Team | October 3, 2022

Kevin Brierton – 10.03.2022 Today’s housing market is different than it was just a few months ago. And if you’re thinking about selling your house, that may leave you wondering what you need to do differently as a result. The answer is simple. Taking the time upfront to prep your house appropriately and create a solid plan can help bring…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!