Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Price Reduction Mitigation Strategy with a Seller Buydown

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

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Four Ways Your Home Equity Can Work for You

By Kevin Brierton Team | February 15, 2026

You may have heard homeowners today have a lot of equity built up. But what does that really mean? Let’s break it down. Because your equity isn’t just a number, it’s a powerful asset that can help you take your next big step in life. How Much Equity Does the Typical Homeowner Have? Here’s how…

Reverse mortgage helps couple stay home.

Reverse Mortgage Helped a Couple Stay in Their Home for Life

By Kevin Brierton Team | February 13, 2026

For many retirees, the home is their biggest asset. But when income drops and expenses rise, that same home can feel like a burden instead of a blessing. That was the situation for one retired couple in their 80s. They owned their home outright. No mortgage. But their monthly income was limited to Social Security,…

Couple receiving house keys from agent

Inventory Is Making a Comeback in 2026

By Kevin Brierton Team | February 11, 2026

After a long stretch where buyers were competing for too few homes, inventory has made a comeback over the past year. And depending on where you live, that’s opening up your options in a meaningful way.  According to Realtor.com, the number of homes available for sale in January was the highest it’s been since 2020. Here’s why that’s such…

Row of colorful modern townhouses with balconies

Why Townhomes Are Popular with Today’s First-Time Buyers

By Kevin Brierton Team | February 10, 2026

Buying your first home can feel frustrating when the numbers don’t line up the way you expected. You may know you’re ready but finding something that fits your life and your budget is the hard part. That’s where townhomes come in. Townhomes are becoming a bigger part of today’s housing supply, and that shift is opening doors for first-time…

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Early-Year Momentum Is Quietly Building in the Housing Market

By Kevin Brierton Team | February 9, 2026

Inside Lending – Week of February 9, 2026 QUOTE OF THE WEEK “I didn’t fail the test. I just found 100 ways to do it wrong.”—Benjamin Franklin, American statesman and inventor NATIONAL MARKET UPDATE Housing inventory continues to improve. Weekly Housing Trends report shows active listings remain well above year-ago levels, giving buyers more options…

Real estate agent showing couple a living room

Top 3 Reasons To Buy a Home Before Spring

By Kevin Brierton Team | February 8, 2026

If you’re planning to buy a home this year, you may be focused on the spring market. And hoping that when spring does hit, you’ll see: But here’s what most buyers don’t realize. Buying just a few weeks earlier could mean paying less, dealing with less stress, and feeling less rushed. Here are three reasons why…

Retiree boosts income with mortgage planning.

The Retiree Who Used Mortgage Planning to Boost Income by $1,100 a Month

By Kevin Brierton Team | February 6, 2026

Most retirees think their mortgage is something they should rush to pay off. This retiree learned a different lesson: the right mortgage plan can actually increase monthly income. The Problem This homeowner was nearing retirement with a large home and a 15-year mortgage.The payment was high, leaving very little room to save, invest, or cover…

Row of suburban houses behind green field

It’s Getting More Affordable To Buy a Home

By Kevin Brierton Team | February 5, 2026

There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines. Buying a home is getting more affordable. Monthly payments have started to come down, and the squeeze buyers have been feeling for the past few years is slowly loosening. Now, that doesn’t mean everyone can suddenly afford a…

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Home Insurance Costs Are Rising: What Buyers Should Plan For

By Kevin Brierton Team | February 4, 2026

Buying a home is one of the biggest purchases you’ll ever make. And homeowner’s insurance is what protects that investment. Think of it as your safety net. NerdWallet explains it: But that peace of mind does come with a cost, and lately those costs have been rising. Why Home Insurance Premiums Are Going Up There are a…

Man beside tweet on reverse mortgage myths.

🛠 Top 4 Myths (and Truths) About Reverse Mortgages

By Kevin Brierton Team | February 3, 2026

Reverse mortgages often get a bad rap, but most of what people think they know simply isn’t true. Let’s set the record straight with the top myths and facts: ❌ Myth #1: The bank takes your house ✅ Truth: You own your home—your name stays on title. A reverse mortgage is just a loan, structured…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!