Saturday Strategy

Mortgage FAQ's, did you knows and much more...

How Realtors and Clients Are Benefiting from Renovation Second Mortgage

Here’s the big idea:

Imagine helping your clients unlock renovation funds without touching their ultra-low first mortgage rate. Using a special second mortgage product, they can tap into future appraised value — not just current value — after they close.

✅ No need to delay closing for contractor bids or architectural plans.
✅ Helps buyers get into homes that might need future updates (think growing families!).
✅ Great reason to reach out to your database and re-engage past clients.

Action Steps for You:

  • Identify buyers who love a home but wish it had “one more bedroom” or “bigger kitchen.”
  • Reach out to past clients sitting on home equity who might want upgrades.
  • Share this video with anyone you think could benefit!

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

Inside Lending newsletter cover, July 28, 2025.

More Inventory, Price Cuts, and Buyer Activity—Summer Market Heats Up

By Kevin Brierton Team | July 28, 2025

Inside Lending – For the week of JULY 28, 2025 QUOTE OF THE WEEK “A person always has two reasons for doing anything: a good reason, and the real one.”—J. P. Morgan, American financier and investment banker NATIONAL MARKET UPDATE Sales of new single-family homes kicked off the summer buying season with a small gain…

Aerial view of suburban neighborhood with trees.

Housing Market Forecasts for the Rest of 2025

By Kevin Brierton Team | July 24, 2025

Thursday July 24th, 2025 If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you. Will Home Prices Fall? Many buyers are hoping…

Map with red push pins placed.

The U.S. Foreclosure Map You Need To See

By Kevin Brierton Team | July 23, 2025

Wednesday July 23rd, 2025 Foreclosure headlines are making noise again – and they’re designed to stir up fear to get you to read them. But what the data shows is actually happening in the market tells a very different story than what you might be led to believe. So, before you jump to conclusions, it’s…

Mortgage rate forecasts table for 2025-2026.

📈 The Latest Mortgage Rate Forecasts: What You Need To Know

By Kevin Brierton Team | July 22, 2025

July 22, 2025 If you’ve been holding off on buying a home in hopes that mortgage rates will drop significantly, it may be time to rethink that plan. According to the latest projections from Fannie Mae, MBA, and Wells Fargo, mortgage rates are expected to hover in the mid-6% range through at least mid-2026. The…

Inside Lending promotional LinkedIn post graphic.

More Listings, Slower Price Growth = Better Buyer Conditions

By Kevin Brierton Team | July 21, 2025

Inside Lending For the week of JULY 21, 2025 QUOTE OF THE WEEK “I did not have three thousand pairs of shoes. I had one thousand and sixty.”—Imelda Marcos, Filipino politician NATIONAL MARKET UPDATE Both Housing Starts and Building Permits rebounded in June, though the gains were all due to multi-families, as single-families slipped. But…

Couple consulting with a financial advisor.

Don’t Make These Mistakes When Selling Your House

By Kevin Brierton Team | July 21, 2025

Monday July 21st, 2025 Are you thinking about selling your house? Some common mistakes today can make the process more stressful or even cost you money. Fortunately, they’re easy to avoid, as long as you know what to watch for. Let’s break down the biggest seller slip-ups, and how an agent helps you steer clear of…

Wooden house frame under construction.

Why a Newly Built Home Might Be the Move Right Now

By Kevin Brierton Team | July 17, 2025

Thursday July 17th, 2025 Are you looking for better home prices, or even a lower mortgage rate? You might find both in one place: a newly built home. While many buyers are overlooking new construction, it could be your best opportunity in today’s market. Here’s why. There are more brand-new homes available right now than…

5-Year Rule for Home Prices text.

5-Year Rule for Home Prices – Why Long-Term Thinking Wins

By Kevin Brierton Team | July 17, 2025

If recent headlines about home prices have made you nervous, it’s time to zoom out and look at the bigger picture. Many homeowners still recall the housing crash of 2008, but history shows that was the exception, not the rule. The data proves home prices almost always go up in the long run — and…

Large white percentage sign on wooden floor.

Mortgage Rates Are Stabilizing – How That Helps Today’s Buyers

By Kevin Brierton Team | July 16, 2025

Wednesday July 16th, 2025 Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place. But, something pretty encouraging is happening. While affordability is still tight, mortgage rates have shown signs of stabilizing…

Woman smiling, giving a high-five outdoors.

Advice First-Time Homebuyers Need To Hear

By Kevin Brierton Team | July 15, 2025

Monday July 15th, 2025 Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process might be brand new to you, it’s not new to your agent or lender ( hopefully not ) They’ve helped plenty of first-time buyers through it.…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!