Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Help with down payment is not just for first time home buyers
I wanted to quickly share a video about a fantastic down payment assistance program we launched about a month and a half ago call Luminate PATH National Down Payment Assistance Program
Here are the highlights:
- It's not just for first-time homebuyers; anyone can benefit.
- You can keep your current home if you own one and rent it out.
- No need to sell your current house if you're looking to move.
- There is a forgivable option and a repayable option
- No income limits
These guidelines offer flexibility. While I'm summarizing here, feel free to reach out for more details. The reason behind this video is to shed light on the available options, especially with soaring housing costs and rates. Buying a house and saving for a down payment can be tough right now, but there are solutions.
Thank you for being amazing clients. Wishing you a wonderful weekend. Feel free to share this video with anyone who might benefit. Have a great day!
Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
* DISCLOSURE: The results above are based on (i) information provided by you, (ii) estimates of interest rates, closing costs,another amounts, and your tax bracket (iii) currently available loan programs and (iv) information and assumptions that may or may not have been previously discussed with your Home Loan Specialist, all of which might change over time. The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. This is not a credit decision or a commitment to lend.
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
Think No One’s Buying Homes Right Now? Think Again
Thursday July 3rd, 2025 If you’ve seen headlines saying home sales are down compared to last year, you might be thinking – is it even a good time to sell? Here’s the thing. Sure, the pace of the market has cooled compared to the frenzy we saw just a few years ago, but that’s not a…
Why Big Investors Aren’t a Challenge for Today’s Homebuyer
Wednesday July 2nd, 2025 Remember the chatter in the headlines about all the homes big institutional investors were buying? If you were thinking about buying a home yourself, you may have wondered how you’d ever be able to compete with that. Here’s the thing. That’s not the challenge so many people think it is –…
Top 5 Reasons To Hire a Real Estate Agent When You Sell
When it’s time to sell your home, hiring a skilled real estate agent can be the smartest move you make. While selling on your own might seem tempting, having an experienced agent in your corner can help you sell faster, for more money, and with fewer surprises along the way. Here are the top five…
📈 More Jobs, Higher Wages, and a Shift Toward Buyers 🏡
Inside Lending – For the week of JUNE 30, 2025 QUOTE OF THE WEEK “Those who expect to reap the blessings of freedom, must undergo the fatigue of supporting it.”—Thomas Paine, English-born American Founding Father NATIONAL MARKET UPDATE The National Association of Realtors (NAR) reported Existing Home Sales rose in May, and for the second…
What Every Homeowner Needs To Know In Today’s Shifting Market
Thursday June 26th, 2025 Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing. It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over…
Why Homeownership Is Going To Be Worth It
Monday June 23rd, 2025 Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own. Because when everything else feels up in the air, home…
🎯 Why Your Home’s Asking Price Matters More Than Ever
In today’s real estate market, your asking price isn’t just a number—it’s a strategy. As more sellers enter the market, buyers are gaining options. That means pricing your home correctly right out of the gate is more important than ever. Unfortunately, many homeowners are missing the mark… and the data shows it. 📉 The Return…
Think It’s Better To Wait for a Recession Before You Move? Think Again.
Wednesday June 25th, 2025 Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move. A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or…
🏡 More Listings, Fewer Bidding Wars — The Market Is Shifting 📉📈
For the week of JUNE 23, 2025 QUOTE OF THE WEEK “When my mother had to get dinner for 8, she’d just make enough for 16 and only serve half.”—Gracie Allen, American vaudevillian, singer, actress, and comedian NATIONAL MARKET UPDATE May saw a modest increase in single-family home starts, though starts overall declined (solely from…
3 Reasons To Buy a Home This Summer
Thursday June 19th, 2025 Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!