Saturday Strategy
Mortgage FAQ, Did you knows and much more!
What is an Equity Transition Plan & how can it help you?
P.S. Do you know someone looking to buy, sell or refinance a home that needs an Equity Transition plan? We'd love to! You can just text/call me at 480.553.8770.
The True Cost of Paying Cash for a Home
Paying cash for a home sounds smart. No mortgage. No interest. No monthly payment. For many buyers, it feels safe and simple. But what most homeowners and first-time buyers don’t realize is this: paying cash has hidden costs that don’t show up on the closing statement. What Happens When You Pay Cash When you pay…
Thinking about Selling Your House As-Is? Read This First.
If you’re thinking about selling your house this year, you may be torn between two options: In 2026, that decision matters more than it used to. Here’s what you need to know. More Competition Means Your Home’s Condition Is More Important Again Over the past year, the number of homes for sale has been climbing. And this…
Housing Market Enters 2026 With Improving Balance and Opportunity
Inside Lending For the week of JANUARY 5, 2026 QUOTE OF THE WEEK “’Expert: a person who makes three correct guesses consecutively.”—Laurence J. Peter, Canadian educator and “hierachiologist” NATIONAL MARKET UPDATE The Pending Home Sales index of signed contracts on existing homes shot up more than 3% in November and is up almost 3% annually. That’s…
Why Pre-Approval Should Be Your First Step – Not an Afterthought
Finding the right home feels exciting – but being pre-approved for your loan is what makes it possible. Whether you’re planning to buy soon or still just thinking about it, getting pre-approved is one of the best moves you can make. Here’s why. 1. What Is Pre-Approval, Really? Pre-approval is much more than a guess. It means…
More Buyers Are Planning To Move in 2026. Here’s How To Get Ready.
Momentum is quietly building in the housing market. New data from NerdWallet shows more Americans are starting to think about buying a home again. Last year, 15% of respondents said they planned to buy a home in the next 12 months. This year, that number rose to 17%. That 2% increase might not sound like a big jump, but in a…
Not Sure If You’re Ready To Buy a Home? Ask Yourself These 5 Questions.
If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a lot. But…
Understanding EPR™: The Hidden Cost of Your Mortgage
When most people think about the cost of a mortgage, they focus on one thing: the interest rate.But the interest rate only tells part of the story. There’s another number almost no one talks about, and it can quietly cost you hundreds of thousands of dollars over time. It’s called EPR™, or Effective Percentage Rate.…
Reasons To Be Optimistic About the 2026 Housing Market
If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while. After a stretch where many people felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity for people who want to make a…
The Hidden Wealth Trap: Paying Off Debt Too Quickly
Paying off debt feels responsible. For many homeowners, it feels like the ultimate financial win. No payments. No interest. No stress. But here’s the part most people never see. Paying off debt too quickly can quietly limit long-term wealth. This is what we call the hidden wealth trap. Why faster isn’t always better When extra…
Your House Didn’t Sell. What Now?
When your house doesn’t sell, it does more than disrupt your plans, it hits close to home. You prepared for the next chapter. You told people you were moving. You pictured where you’d go next. And then nothing happened. It’s normal to feel frustrated, confused, or even a little embarrassed. But here’s the part you…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!