Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Credit card usage is at all time highs and people are still spending like its 2021

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

Real estate market update, June 2025.

🏡 More Listings, Fewer Bidding Wars — The Market Is Shifting 📉📈

By Kevin Brierton Team | June 23, 2025

For the week of JUNE 23, 2025 QUOTE OF THE WEEK “When my mother had to get dinner for 8, she’d just make enough for 16 and only serve half.”—Gracie Allen, American vaudevillian, singer, actress, and comedian NATIONAL MARKET UPDATE May saw a modest increase in single-family home starts, though starts overall declined (solely from…

White suburban house with two-car garage.

3 Reasons To Buy a Home This Summer

By Kevin Brierton Team | June 20, 2025

Thursday June 19th, 2025 Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three…

Family playing together in a sunny park.

Why More Sellers Are Choosing To Move, Even with Today’s Rates

By Kevin Brierton Team | June 19, 2025

Wednesday June 18th, 2025 It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your…

A Win for Borrowers and Lenders: Congress Moves to Curb Abusive Trigger Leads

A Win for Borrowers and Lenders: Congress Moves to Curb Abusive Trigger Leads

By Kevin Brierton Team | June 18, 2025

The mortgage world just took a major step forward in protecting consumers and mortgage professionals alike. In a unanimous 46-0 vote, the House Financial Services Committee approved H.R. 2808, a bipartisan legislation aimed at ending the misuse of mortgage “trigger leads.” This marks a significant win for the industry and an even bigger win for…

Inside Lending report, June 16, 2025.

📉 Market Stability. Growing Inventory. Buyer Advantage?

By Kevin Brierton Team | June 16, 2025

QUOTE OF THE WEEK “What’s the use of happiness? It can’t buy you money.”—Henny Youngman, English-born American comedian and musician NATIONAL MARKET UPDATE The Mortgage Bankers Association (MBA) reported “purchase applications were 20% ahead of last year’s pace, continuing to show strength” last week, as “homebuyers seem to be taking advantage of loosening housing inventory.” The MBA…

Suburban neighborhood with houses and green lawns.

Your House Didn’t Sell. Here’s What To Do Now.

By Kevin Brierton Team | June 13, 2025

Thursday June 12th, 2025 When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. You put time, money, and emotional energy into this move. You told your friends and family it was happening. And now that your listing has expired without a buyer? You’re left feeling stuck, and maybe even a…

Family entering home, greeted by real estate agent.

Is Inventory Getting Back To Normal?

By Kevin Brierton Team | June 12, 2025

Wednesday June 11th, 2025 After years of it feeling almost impossible to find a home you want to buy, things are changing for the better. Nationally, inventory is growing, and that gives you more options for your move. But here’s what you need to know. That level of growth is going to vary based on…

Hand holding money bag near wooden house.

Arizona Down Payment Assistance: Home in Five Advantage & HOME + Plus

By Kevin Brierton Team | June 11, 2025

Thinking of buying a home in Arizona and need help with your down payment? Here’s a breakdown of two standout options—Home in Five Advantage for Maricopa County and the statewide HOME + Plus. Both make homeownership more accessible and sustainable. 1. Home in Five Advantage (Maricopa County Only) This program is offered by the Phoenix…

Dollar sign drawn on chalkboard.

The Five-Year Rule for Home Price Perspective

By Kevin Brierton Team | June 10, 2025

Tuesday June 10th, 2025 Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know. It’s true that a few metros are seeing slight price drops. But don’t let that overshadow…

Man smiling while using a laptop.

Buying Your First Home? FHA Loans Can Help

By Kevin Brierton Team | June 9, 2025

Monday June 9th, 2025 For Buyers, First-Time Buyers, Mortgage Rates, Affordability, Buying Tips If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve?…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!