Saturday Strategy
Mortgage FAQ's, did you knows and much more...
Credit card usage is at all time highs and people are still spending like its 2021
P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home? We'd love to help! You can just text/call me at 480.553.8770.
* Did you know we can finance in 45 states?
What Your Home Equity Really Earns — and Why That Matters
Most homeowners assume their equity is “working” for them. The truth is… equity doesn’t earn a rate of return the way your investments do. And understanding that difference is one of the biggest unlocks in the Certified Liability Advisor toolbox. Home equity grows in two ways only: That’s it. There’s no dividend, no interest credit,…
Buyer Demand Hits Its Highest Level of the Year
Inside Lending – Week of December 8, 2025 QUOTE OF THE WEEK “As far as I’m concerned, ‘whom’ is a word that was invented to make everyone sound like a butler.”—Calvin Trillin, American journalist and humorist NATIONAL MARKET UPDATE The Mortgage Bankers Association reported that last week purchase mortgage applications rose 3% week-over-week and 17%…
Concerning Trend I am seeing and why Ray Dalio might be right
Why Liquidity Matters More Than Ever Going Into 2026 There’s a growing conversation happening in the financial world right now, and it’s starting to show up in real estate too: liquidity is becoming the deciding factor for who wins and who struggles in this market. Even major investors like Ray Dalio have recently highlighted concerns…
Why More Homeowners Are Giving Up Their Low Mortgage Rate
If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.” That’s fair. That rate has been one of your best financial wins – and it can be hard to let go. But here’s what you need to remember… A great rate won’t make…
The 3 Housing Market Questions Coming Up at Every Gathering This Season
Whether it’s at a family gathering, your company party, or catching up with friends over the holidays, the housing market always finds its way into the conversation. Here are the top three questions on a lot of people’s minds this season, and straightforward answers to help you feel more confident about the market. 1. “Will…
How To Find the Best Deal Possible on a Home Right Now
Want to know how to find the best deal possible in today’s housing market? Here’s the secret. Focus on homes that have been sitting on the market for a while. Because when a listing lingers, sellers tend to get more realistic – and, more willing to negotiate. And that’s where the savviest buyers are finding homes other…
Affordability Improves for the Fifth Straight Month
Inside Lending – Week of December 1, 2025 QUOTE OF THE WEEK “If you want a guarantee, buy a toaster.”—Clint Eastwood, American actor and film director NATIONAL MARKET UPDATE The National Association of Realtors reported the October Pending Home Sales index of signed contracts on existing homes rose almost 2% for the month, indicating a…
Why So Many People Are Thankful They Bought a Home This Year
Homebuyers are weighing their options right now, and they certainly have a lot on their minds. With everything going on in the job market, the economy, and more – there’s a lot to think about these days. And maybe that’s making you wonder if it really makes sense to buy a home right now. But here’s what…
Why Buying a Home Still Pays Off in the Long Run
Renting can feel much less expensive and much simpler than buying a home, especially right now. No repairs, no property taxes, no worrying about mortgage rates – you just pay the bill and move on with your life. But here’s the part people don’t talk about enough: renting doesn’t help you build your financial future. Meanwhile, homeowners grow…
How To Evaluate the Safety of Your Home Equity
A Certified Liability Advisor Breakdown When most homeowners think about “safety,” they think alarms, locks, and insurance. But as a Certified Liability Advisor, safety also means something deeper: How protected is the wealth you’ve built inside your home? The equity sitting in your house is real money… but it’s not always as safe as people…
P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!