Saturday Strategy

Mortgage FAQ's, did you knows and much more...

Can someone buy a new home with a home equity loan versus a mortgage if they put enough down?

P.S. Can I count on you to call us when any friends, family or coworkers are looking to buy, sell or refinance a home?  We'd love to help! You can just text/call me at 480.553.8770.

* Did you know we can finance in 45 states?

A woman and girl in the kitchen preparing food.

Using Your Tax Refund To Achieve Your Homeownership Goals This Year

By Kevin Brierton Team | April 11, 2022

Kevin Brierton – 4.11.2022 If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it.…

A wooden toy house with an arrow pointing up.

The Future of Home Price Appreciation and What It Means for You

By Kevin Brierton Team | April 7, 2022

Kevin Brierton – 4.7.2022 Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the housing crash 15 years ago. However, experts say the market is totally different today. For example, Odeta Kushi, Deputy Chief Economist…

A man sitting at a table with a laptop.

Remote Work Trends Mean Flexibility for First-Time Homebuyers

By Kevin Brierton Team | April 6, 2022

Kevin Brierton – 4.6.2022 Today’s low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you’re one of many people who work remotely, you may have a great opportunity to use the flexibility you have at work to achieve your home buying goals this year. In a recent report, Arch Capital Services explains how…

A woman and two men are walking in the house

What You Need To Budget for When Buying a Home

By Kevin Brierton Team | April 5, 2022

Kevin Brierton – 4.5.2022 When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances…

A living room with a couch and pillows on it

Balancing Your Wants and Needs as a Homebuyer Today

By Kevin Brierton Team | April 4, 2022

Kevin Brierton – 4.4.2022 Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs. Danielle Hale, Chief Economist…

A man and woman standing in front of a house.

There Are Several Great Reasons To Consider Buying a Condo Today

By Kevin Brierton Team | March 31, 2022

Kevin Brierton – 3.31.2022 If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you. Here are a few reasons condos may be something you’ll want to consider. Exploring Condos Could Add Options That Fit Your…

A group of wooden blocks with an image of a question mark on them.

What’s Happening with Mortgage Rates, and Where Will They Go from Here?

By Kevin Brierton Team | March 30, 2022

Kevin Brierton – 3.30.2022 Based on the Primary Mortgage Market Survey from Freddie Mac, the average 30-year fixed-rate mortgage has increased by 1.2% (3.22% to 4.42%) since January of this year. The rate jumped by more than a quarter of a point from just a week ago. Here’s a visual to show how mortgage rate movement throughout 2021…

A row of houses with flowers in the front yard.

A Key To Building Wealth Is Homeownership

By Kevin Brierton Team | March 28, 2022

Kevin Brierton – 3.28.2022 The link between financial security and homeownership is especially important today as inflation rises.  But many people may not realize just how much owning a home contributes to your overall net worth. As Leslie Rouda Smith, President of the National Association of Realtors (NAR), says: “Homeownership is rewarding in so many ways and can serve as a…

A woman and child in the middle of a field.

What You Can Expect from the Spring Housing Market

By Kevin Brierton Team | March 26, 2022

Kevin Brierton – 3.26.2022 As the spring housing market kicks off, you likely want to know what you can expect this season when it comes to buying or selling a house. While there are multiple factors causing some uncertainty, including the conflict overseas, rising inflation, and the first rate increase from the Federal Reserve in over three years — the housing market seems to…

A view of the inside of a house under construction.

What You Need To Know if You’re Thinking About Building a Home

By Kevin Brierton Team | March 23, 2022

Kevin Brierton – 3.23.2022 If you’re ready to move up, you may be trying to decide whether you want to buy a home that’s already on the market or build a new one. And since the supply of homes available for sale today is low, you’re willing to consider either avenue. While home builders are doing everything they…

P.S. Can I count on you to contact me if you hear that a friend, family or coworker is looking to buy, sell or refinance? Call/Text 480.553.8770 - We'd be honored to help them too!